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1189 Smithbridge Rd, Chadds Ford, PA 19317 Property Records

Delaware County property record for 1189 Smithbridge Rd, Chadds Ford, PA 19317 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 5,932 sqft · built 2000
Lot Size2.01 acres (87,991 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (May 2018)
Tax Bill$14,666 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Jan 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-00-00278-03

Property Details

APN / Parcel Number

Primary APN04-00-00278-03
Alternative APN
  • 04-31-005:000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,932 sqft Living Area
1st Floor Area4,612 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialStucco
Lot Area87,991 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0431005000
Street Address1189 SMITHBRIDGE RD
CityCHADDS FORD
StatePA
Zip19317-9136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 STY HSE 3C GAR 2.017 ACRES LOT 46
Legal SubdivisionTOWNSHIP/CHADDS FORD
Legal Block43
Legal Lot Number46
JurisdictionDELAWARE PA
Township / Civil DivisionCHADDS FORD
Census Block Group3
Census Block3002
Census Tract410200

Owner

Source: Delaware County records · APN 04-00-00278-03

Assessment roll updated May 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1189 SMITHBRIDGE RD, CHADDS FORD, PA 19317-9136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jan 03, 2023Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY FCU
May 23, 2018Deed, Transfer · Conventional Mortgage
TRIDENT MORTGAGE COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2018 · Amount on Record
Deed SaleMay 23, 2018 · Amount on Record
Prior SaleApr 14, 1994 · Amount on Record
Deed Document Number201824072
Deed Book / Page6170 / 1127
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE PA
Property Address1189 SMITHBRIDGE RD, CHADDS FORD, PA 19317-9136
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyUNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070794988
DateSep 26, 2025
Book Page7079/4988
Instrument2025035640
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 19, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE PA
Property Address1189 SMITHBRIDGE RD, CHADDS FORD, PA 19317-9136
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068811395
DateJan 03, 2023
Book Page6881/1395
Instrument2023000120
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueNov 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE PA
Property Address1189 SMITHBRIDGE RD, CHADDS FORD, PA 19317-9136
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyUNIVERSAL SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065802371
DateAug 28, 2020
Book Page6580/2371
Instrument2020048263
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionDELAWARE PA
Recording DateMay 23, 2018
Property Address1189 SMITHBRIDGE RD, CHADDS FORD, PA 19317-9136
Document Number0061701127
Book / Page06170 / 1127
Map ReferenceCASE 18 PG 80
Instrument DateMay 08, 2018
Instrument2018024072
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyTRIDENT LAND TRANSFER COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1189 SMITHBRIDGE RD, CHADDS FORD, PA 19317-9136

Mortgage

Document Number2018024073
DateMay 23, 2018
Instrument2018024073
Lender
NameTRIDENT MORTGAGE COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 28, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyDelaware County
County SubdivisionChadds Ford Township
Unified School DistrictUnionville-Chadds Ford School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$14,666.00 (+38.79%)$617,870 (+14.43%) Land $142,820 Building $475,050$617,870 (-) Land $142,820 Building $475,050
2024$539,960 Land $142,820 Building $397,140
2023$10,567.00
2021$617,870 (+14.43%)
2020$539,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (42045C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420454102003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims10 (2014–2021)
Claims Outside the SFHA1 of 10
Most Recent ClaimSep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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