1189 River Rock Rd, Spanish Fork, UT 84660 Property Records

Utah County property record for 1189 River Rock Rd, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,327 sqft · built 2007
Lot Size	0.652 acres (28,401 sqft)
Owner	Individual Name on File
Last Sale	$1,106,560 (Jul 2026)
Tax Bill	$4,566 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`50-061-0010`

Property Details

APN / Parcel Number

Primary APN	`50-061-0010`
Alternative APN	`250226`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,327 sqft Living Area
Gross Area	5,573 sqft
1st Floor Area	2,327 sqft
Basement Area	2,357 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	28,401 sqft (0.652 acres)
Garage Type	Attached
Garage Area	889 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Open Slab
Porch Area	646 sqft
Deck Area	Deck Area
Patio Area	905 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	250226
Street Address	1189 RIVER ROCK RD
City	SPANISH FORK
State	UT
Zip	84660-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, PLAT E, QUAIL HOLLOW ON THE RIVER SUBDV. AREA 0.652 AC.
Legal Subdivision	QUAIL HOLLOW ON THE RIVER SUBDV
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1000
Census Tract	10406

Owner

1189 River Rock Rd is owned and occupied by an individual who bought it in July 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage US TITLE
May 18, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 1, 2022	Intrafamily Transfer, Transfer
Sep 22, 2022	Intrafamily Transfer, Transfer
Mar 4, 2021	Deed of Trust, Mortgage REMAINDER K R & D M C UNI (PT)
Feb 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	May 18, 2026
Deed Document Number	202655570
Prior Transfer Date	Jun 24, 2026
Prior Transfer Doc	0000055570
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 6, 2026
Property Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Document Number	0000055570
Instrument Date	Jun 24, 2026
Instrument	202655570
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	US TITLE INSURANCE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055571,
Date	Jul 6, 2026
Instrument	202655571

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jun 23, 2026
Property Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Document Number	0000051662
Instrument Date	Jun 22, 2026
Instrument	202651662
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051662,
Date	Jun 23, 2026
Instrument	202651662

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 18, 2026
Property Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Document Number	0000041465
Instrument Date	May 14, 2026
Instrument	202641465
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Investor	Possibly a Property Investor

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Dec 1, 2022
Property Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Document Number	0000121758
Instrument Date	Dec 1, 2022
Instrument	121758:2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1189 S RIVER SIDE LN, SPANISH FORK, UT 84660

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 22, 2022
Property Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Document Number	0000103114
Instrument Date	Sep 20, 2022
Instrument	103114:2022
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 S RIVER SIDE LN, SPANISH FORK, UT 84660

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Document Number	0000041411
Instrument Date	Mar 4, 2021
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	GREENBRIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 S RIVER SIDE LN SPANISH FORK UT 84660, SPANISH FORK, UT 84660

Mortgage

Document Number	0000041411
Date	Mar 4, 2021
Instrument	41411

Lender

Name	REMAINDER K R & D M C UNI (PT)
Address	9087 N RENAISSANCE DR, CEDAR HILLS, UT 84062-9515

Agreement

Amount	Amount on Record

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 5, 2020
Property Address	1189 RIVER ROCK RD, SPANISH FORK, UT 84660-5611
Document Number	0000015362
Instrument Date	Feb 5, 2020
Instrument	15362
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1189 S RIVER SIDE LN SPANISH FORK UT 84660, SPANISH FORK, UT 84660

Tax Assessment & Valuation

The 2025 property tax bill for 1189 River Rock Rd was $4,566, up 15.2% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,270 (-1.22%)	$851,400 (-1.22%) Land $262,300 Building $589,100
2025	$4,566.00 (+15.19%)	$474,045	$861,900 Land $262,300 Building $599,600
2024	$3,964.00 (-1.27%)
2023	$4,015.00 (-4.43%)	$414,315	$753,300 Land $249,800 Building $503,500
2022	$4,201.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1189 River Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1189 River Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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