1189 River Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 1189 River Rd, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,872 sqft · built 1870
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$289,900 (Nov 2024)
Tax Bill$6,556 (2026)
Deeds & MortgagesNov 2022 Sale
Flood ZoneZone X (moderate risk)
APN384289 70.11-3-20

Property Details

APN / Parcel Number

Primary APN384289 70.11-3-20
Alternative APN
  • 315J164600

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area936 sqft
2nd Floor Area936 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions129 ft deep x 100 ft wide
Garage TypeDetached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
Pool Area20,000 sqft
PorchSlab
Porch Area1,558 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number315J164600
Street Address1189 RIVER RD
CityTROY
StateNY
Zip12182-1231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHD
Legal Block3
Legal Lot Number20.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2028
Census Tract51902

Owner

1189 River Rd is owned by an individual who bought it in November 2024.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1612 ROUTE 20, 10, NEW LEBANON, NY 12125-4026
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2024 · Amount on File
Deed SaleNov 14, 2024 · Amount on File
Prior SaleMay 9, 2016 · Amount on File
Deed Document Number2024649144
Deed Book / Page10822 / 227
Prior Transfer DateMay 24, 2007
Record UpdatedOct 29, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionRENSSELAER NY
Recording DateNov 10, 2022
Property Address1189 RIVER RD, TROY, NY 12182-1231
Document Number0102380345
Book / Page10238 / 345
Instrument DateOct 20, 2022
Instrument2022-619700
Transaction TypeTransfer
Record UpdatedDec 6, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1189 RIVER RD, TROY, NY 12182-1231

Tax Assessment & Valuation

The 2026 property tax bill for 1189 River Rd was $6,556, up 6.8% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,556.00 (+6.81%)
2025$6,138.00$36,500 Land $4,000 Building $32,500$256,320 Land $28,090 Building $228,230
2023$36,500 Land $4,000 Building $32,500$227,414 Land $24,922 Building $202,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1189 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1996–2026)
Claims Outside the SFHA4 of 10
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1189 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless
200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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