1189 NW 15th St, Stuart, FL 34994 Property Records

Martin County property record for 1189 NW 15th St, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 2008
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2026)
Tax Bill	$6,284 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-005-0014.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-005-0014.0-4-0000`
Alternative APNs	`29-37-41-001-005-00140-4` `6875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	1,602 sqft
1st Floor Area	1,182 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6875
Street Address	1189 NW 15TH ST
City	STUART
State	FL
Zip	34994-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM LAKE PARK LOT 14 BLK 5 A
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	5
Legal Lot Number	14
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4017
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1189 NW 15TH ST, STUART, FL 34994-9667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Apr 10, 2024	Warranty Deed, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Apr 10, 2024 · Amount on Record
Deed Document Number	20263201135
Deed Book / Page	3585 / 2063
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 18, 2026
Property Address	1189 NW 15TH ST, STUART, FL 34994-9667
Document Number	0003201135
Book / Page	3585 / 2063
Instrument Date	Aug 14, 2026
Instrument	20263201135
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 NW 15TH ST, STUART, FL 34994-9667

Mortgage

Document Number	0003201136,
Date	Aug 18, 2026
Book Page	3585/2065
Instrument	20263201136

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 10, 2024
Property Address	1189 NW 15TH ST, STUART, FL 34994-9667
Document Number	0034301552
Book / Page	3430 / 1552
Map Reference	MB 3 PG 41
Instrument Date	Apr 9, 2024
Instrument	3066680
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 ROCK RD, GALAX, VA 24333-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 NW 15TH ST, STUART, FL 34994-9667

Mortgage

Document Number	0034301555
Date	Apr 10, 2024
Instrument	3430/1555

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1189 NW 15TH ST, STUART, FL 34994-9667
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 NW 15TH ST, STUART, FL 34994-9667

Mortgage

Document Number	0032350048
Date	Jun 22, 2021
Book Page	3235/48
Instrument	2897290

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,284.00 (+48.42%) Homeowner's exemption	$370,900 (+63.73%) Land $165,000 Building $205,900	$370,900 (+14.57%) Land $165,000 Building $205,900
2024	$4,234.00 (+2.05%)
2023	$4,149.00 (+3.26%) Additional exemption filed	$226,536 (+3%)	$323,740 (+20.21%) Land $150,000 Building $173,740
2022	$4,018.00 Homeowner's exemption	$219,938	$269,320 Land $130,000 Building $139,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on NW 15th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures