1189 Mohawk Rd, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1189 Mohawk Rd, Niskayuna, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,383 sqft · built 1955
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Nov 2024)
Tax Bill	$10,820 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 61.-2-25`

Property Details

APN / Parcel Number

Primary APN	`422400 61.-2-25`
Alternative APN	`240006100000020250000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,383 sqft Living Area
1st Floor Area	1,140 sqft
Upper Floors Area	1,243 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Stone
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	180 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1189 MOHAWK RD
City	SCHENECTADY
State	NY
Zip	12309-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BENEFICIARY K DICKSON
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	2
Census Block	2012
Census Tract	32102

Owner

1189 Mohawk Rd is owned by two individuals who bought it in November 2024.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 MCCHESNEY AVE EXT, 19-12, TROY, NY 12180-8798
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Nov 18, 2013 · Amount on File
Deed Document Number	202471337
Deed Book / Page	2142 / 800
Record Updated	Oct 29, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 26, 2024
Property Address	1189 MOHAWK RD, SCHENECTADY, NY 12309-1607
Document Number	0000071337
Book / Page	2142 / 800
Instrument Date	Nov 19, 2024
Instrument	202471337
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1189 MOHAWK RD, SCHENECTADY, NY 12309-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MCCHESNEY AVE EXT APT 19-12, 19-12, TROY, NY 12180-8798
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071338
Date	Nov 26, 2024
Instrument	202471338

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 1189 Mohawk Rd was $10,820, up 1.7% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,820.00 (+1.66%)
2025	$10,643.00	$250,000 Land $57,500 Building $192,500	$370,400 Land $85,192 Building $285,208
2023		$250,000 Land $57,500 Building $192,500	$316,500 Land $72,795 Building $243,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1189 Mohawk Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1189 Mohawk Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880