1189 McCarthy Rd, Lemont, IL 60439 Property Records

Cook County property record for 1189 McCarthy Rd, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,232 sqft · built 1958
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Tax Bill	$3,977 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-28-200-024`

Property Details

APN / Parcel Number

Primary APN	`22-28-200-024`
Alternative APN	`22-28-200-024-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1189 MCCARTHY RD
City	LEMONT
State	IL
Zip	60439-4153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	37N
Legal Section	28
Legal Subdivision	MILLERS
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	3
Census Block	3020
Census Tract	824004

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1189 MCCARTHY RD, LEMONT, IL 60439-4153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 17, 2018	Deed of Trust, Mortgage · VA Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 1997
Deed Sale	Jan 24, 1997
Deed Document Number	1997939
Last Transfer Date	Jul 23, 1997
Transfer Doc	0000000416
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1189 MCCARTHY RD, LEMONT, IL 60439-4153
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030906342
Date	Nov 5, 2021
Instrument	2130906342

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1189 MCCARTHY RD, LEMONT, IL 60439-4153
Document Number	1802308155
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1189 MCCARTHY RD LEMONT IL 604394153, LEMONT, IL 60439-4153

Mortgage

Document Number	1802308155
Date	Jan 23, 2018
Instrument	2308155

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,102 (+54.74%) Land $6,500 Building $18,602	$251,020 (+54.74%) Land $65,000 Building $186,020
2023	$3,977.00 (+62.79%)
2022	$2,443.00 Homeowner's exemption Senior Citizen's exemption	$16,222 Land $5,750 Building $10,472	$162,220 Land $57,500 Building $104,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1983)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on McCarthy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures