1189 Main St, Oakley, CA 94561 Property Records

Contra Costa County property record for 1189 Main St, Oakley, CA 94561

Property Summary

Property Type	Commercial
Lot Size	2.77 acres (121,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Apr 2019)
Tax Bill	$10,736 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-080-018-7`

Property Details

APN / Parcel Number

Primary APN	`037-080-018-7`
Alternative APN	`037-080-018`

Exterior

Lot Area	121,096 sqft

Location & Zoning

Street Address	1189 MAIN ST
City	OAKLEY
State	CA
Zip	94561-2918
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	POR SEC 22 T2N R2E
Legal Range	02E
Legal Township	02N
Legal Section	22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1013
Census Tract	302005

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2208 BABCOCK LN, TRACY, CA 95377-1128
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF STOCKTON
Apr 29, 2019	Grant Deed, Transfer KEYPOINT CU
Nov 14, 2017	Deed of Trust, Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Aug 21, 2003 · Amount on Record
Deed Document Number	201960039
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	0000239091
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1189 MAIN ST, OAKLEY, CA 94561-2918
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111958
Date	Jul 12, 2022
Instrument	2022-111958

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 29, 2019
Property Address	1189 MAIN ST, OAKLEY, CA 94561-2918
Document Number	0000060039
Instrument Date	Apr 24, 2019
Instrument	60039
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2208 BABCOCK LN TRACY CA 953771128, TRACY, CA 95377-1128

Mortgage

Document Number	60040
Date	Apr 29, 2019
Instrument	60040

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	2805 BOWERS AVE, SANTA CLARA, CA 95051-0971

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2044

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	60042,
Date	Apr 29, 2019
Instrument	60042

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	2805 BOWERS AVE, SANTA CLARA, CA 95051-0971

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1189 MAIN ST, OAKLEY, CA 94561-2918
Document Number	0000218523
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	361 HONEY LN OAKLEY CA 94561, OAKLEY, CA 94561

Mortgage

Document Number	0000218523
Date	Nov 20, 2017
Instrument	218523

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OAKLEY, CA 94561

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$873,051 (+2%) Land $816,162 Building $56,889
2025	$10,736.00 (+3.83%)	$855,933 (+4.04%) Land $800,159 Building $55,774
2023	$10,340.00 (+1.55%)	$822,698 Land $769,089 Building $53,609
2022	$10,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, T-Mobile, Verizon.

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