Bedford County property record for 1189 Lovers Ln, Vinton, VA 24179
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,219 sqft · built 1950 |
| Lot Size | 0.69 acres (29,889 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,000 (Apr 2026) |
| Tax Bill | $632 (2025) |
| Deeds & Mortgages | Oct 2008 Line of Credit Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139 A 125 |
| Primary APN | 139 A 125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 364 sqft |
| Basement Area | 364 sqft |
| Unfinished Basement | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,889 sqft (0.69 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1189 LOVERS LN |
|---|---|
| City | VINTON |
| State | VA |
| Zip | 24179-5383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DELAY LOT |
| Legal Subdivision | DELAY |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30603 |
Source: Bedford County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1189 LOVERS LN, VINTON, VA 24179-5383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 21, 2008 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Apr 17, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Deed Document Number | 20263376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1189 LOVERS LN, VINTON, VA 24179-5383 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0080013393 |
|---|---|
| Date | Oct 21, 2008 |
| Instrument | 080013393 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 17, 2026 |
| Property Address | 1189 LOVERS LN, VINTON, VA 24179-5383 |
| Document Number | 0000003376 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20263376 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,432.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1189 LOVERS LN, VINTON, VA 24179-5383 |
| Document Number | 0000003377, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20263377 |
| Name | ATLANTIC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $632.00 | $154,200 (+1%) Land $45,000 Building $109,200 | |
| 2023 | $632.00 Additional exemption filed | $77,100 | $154,200 Land $45,000 Building $109,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
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