Ramsey County property record for 1189 Laurel Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,952 sqft · built 1909 |
| Lot Size | 0.105 acres (4,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Jan 2004) |
| Tax Bill | $7,432 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-23-11-0178 |
| Primary APN | 03-28-23-11-0178 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Lot Area | 4,560 sqft (0.105 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Shed | 1 Shed |
| Shed Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 138281 |
|---|---|
| Street Address | 1189 LAUREL AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-6926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANNA E RAMSEY ADD LOT 22 BLK 16 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 03 |
| Legal Subdivision | ANNA E RAMSEY ADD |
| Legal Block | 16 |
| Legal Lot Number | 22 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 35300 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1189 LAUREL AVE, SAINT PAUL, MN 55104-6926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2004 · Amount on Record |
| Deed Sale | Jan 9, 2004 · Amount on Record |
| Deed Document Number | 2004319772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 11, 2021 |
| Property Address | 1189 LAUREL AVE, SAINT PAUL, MN 55104-6926 |
| Document Number | 0A04869361 |
| Instrument Date | Feb 26, 2021 |
| Instrument | A04869361 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | METRO TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 BEECH ST, SAINT PAUL, MN 55106-4523 |
| Document Number | 0A04869173 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | A04869173 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Dec 1, 2035 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,700 (-1.78%) Land $86,200 Building $294,500 | $380,700 (-1.78%) Land $86,200 Building $294,500 | |
| 2025 | $7,432.00 (+18.01%) Homeowner's exemption | $387,600 (-9.08%) Land $86,200 Building $301,400 | $387,600 (-9.08%) Land $86,200 Building $301,400 |
| 2023 | $6,298.00 Homeowner's exemption | $426,300 Land $86,200 Building $340,100 | $426,300 Land $86,200 Building $340,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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