1189 Grays Peak, Covington, KY 41011 Property Records

Kenton County property record for 1189 Grays Peak, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,217 sqft · built 2006
Owner	Company Name on Record
Last Sale	$642,500 (Aug 2025)
Tax Bill	$7,155 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-30-02-011.48`

Property Details

APN / Parcel Number

Primary APN	`041-30-02-011.48`
Alternative APN	`841-30-02-011.48`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,217 sqft

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Concrete
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0413002011.48
Street Address	1189 GRAYS PEAK
City	COVINGTON
State	KY
Zip	41011-1117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VIEWS CONDOMINIUM PHASE V UNIT 1148 CHANGE LANDUSE SEE 041-30-02-011.4
Legal Subdivision	VIEWS CONDOMINIUM
Legal Phase	5
Legal Lot Number	1148
Legal Unit	1148
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1025
Census Tract	61600

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1600 ATHENS DR, LOVELAND, OH 45140-7823
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage RAC PROPERTIES INC
May 3, 2022	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Jan 18, 2021	Deed of Trust, Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	25082905900044
Deed Book / Page	KC 360 / 367
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1189 GRAYS PEAK, COVINGTON, KY 41011-1117
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 GRAYS PEAK, COVINGTON, KY 41011-1117

Mortgage

Document Number	0005900019
Date	Mar 4, 2024
Book Page	KCM 529/895
Instrument	24030405900019

Lender

Name	RAC PROPERTIES INC
Type	Non-Lending Institution
Address	NEWPORT, KY 41076

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 28, 2025

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 3, 2022
Property Address	1189 GRAYS PEAK # 1148, 1148, COVINGTON, KY 41011-1117
Document Number	0005900011
Book / Page	163 / 95
Map Reference	PL2093-2093C-2115-21
Instrument Date	Apr 1, 2022
Instrument	22050305900011
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 PIKE ST UNIT 821, 821, CINCINNATI, OH 45202-4236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1189 GRAYS PEAK # 1148, 1148, COVINGTON, KY 41011-1117

Mortgage

Document Number	0005900012
Date	May 3, 2022
Book Page	366/781
Instrument	22050305900012

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1189 GRAYS PEAK, COVINGTON, KY 41011-1117
Document Number	0000000074
Instrument Date	Jan 18, 2021
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 GRAYS PEAK COVINGTON KY 410111117, COVINGTON, KY 41011-1117

Mortgage

Document Number	0000000074
Date	Jan 25, 2021
Book Page	00M158/000049
Instrument	74

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,155.00 (-0.51%)	$540,000 (-) Building $540,000	$540,000 (-) Building $540,000
2023	$7,192.00	$540,000 Land $50,000 Building $490,000	$540,000 Land $50,000 Building $490,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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