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1189 E Main St, El Cajon, CA 92021 Property Records

San Diego County property record for 1189 E Main St, El Cajon, CA 92021 · Last verified August 2026

Property Summary

Property TypeMixed Use Store/Office
Details1,966 sqft · built 1990
Lot Size0.85 acres (37,026 sqft)
OwnerCompany Name on File
Last Sale$2,647,000 (Jan 2017)
Tax Bill$37,046 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN489-390-02-00

Property Details

APN / Parcel Number

Primary APN489-390-02-00

Interior

Stories1 Story
Building Area1,966 sqft Total Area
Gross Area11,966 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Roof TypeFlat
Lot Area37,026 sqft (0.85 acres)

Location & Zoning

Street Address1189 E MAIN ST
CityEL CAJON
StateCA
Zip92021-7166
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionLOT 101 (EX ALLEY&HWY)N 216 FT OF E 210 FT OF TR 001536
Legal SubdivisionCHASE RHO SUB 2
Legal Tract001536
Legal Block2
Legal Lot Number101
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15704

Owner

Source: San Diego County records · APN 489-390-02-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2160 FLETCHER PKWY, 200, EL CAJON, CA 92020-2118
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2017Deed of Trust, Mortgage
MORTGAGE CAP DEV
Jan 17, 2017Grant Deed, Transfer
LIBERTY CP2 SPV LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2017 · Amount on Record
Deed SaleJan 17, 2017 · Amount on Record
Prior SaleMar 19, 2001
Deed Document Number201722840
Prior Transfer DateDec 28, 1995
Prior Transfer Doc0000252932
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1189 E MAIN ST, EL CAJON, CA 92021-7166
Document Number0000039873
Instrument DateJan 05, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1189 E MAIN ST EL CAJON CA 920217166, EL CAJON, CA 92021-7166

Mortgage

Document Number0000039873
DateJan 25, 2017
Instrument39873
Lender
NameMORTGAGE CAP DEV
TypeMortgage Company
Address1720 BROADWAY # 3RD, OAKLAND, CA 94612-2137
Agreement
AmountAmount Recorded
Term120 Months
DueJan 24, 2027

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2017
Property Address1189 E MAIN ST, EL CAJON, CA 92021-7166
Document Number0000022840
Instrument DateDec 15, 2016
Instrument22840
Transaction TypeTransfer
Record UpdatedJan 24, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,911.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7840 EL CAJON BLVD #500 LA MESA CA 919420620, 500, LA MESA, CA 91942-0620

Mortgage

Document Number22841
DateJan 17, 2017
Instrument22841
Lender
NameLIBERTY CP2 SPV LP
Address1500 JOHN F KENNEDY BLVD # 250, PHILADELPHIA, PA 19102-1753
Agreement
AmountAmount Recorded

Mortgage

Document Number22844,
DateJan 17, 2017
Instrument22844
Lender
NameLIBERTY CP2 SPV LP
Address1500 JOHN F KENNEDY BLVD # 250, PHILADELPHIA, PA 19102-1753
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$3,133,506 (+2%) Land $1,242,984 Building $1,890,522
2025$37,046.00 (+1.98%)$3,072,065 (+4.04%) Land $1,218,612 Building $1,853,453
2023$36,328.00 (+1.96%)$2,952,775 Land $1,171,293 Building $1,781,482
2022$35,628.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 748 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T, Wyyerd Group, T-Mobile USA, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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