1189 Colby Dr, Forest, VA 24551 Property Records

Bedford County property record for 1189 Colby Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,349 sqft · built 2001
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,900 (Jul 2024)
Tax Bill	$2,258 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`153 15 24`

Property Details

APN / Parcel Number

Primary APN	`153 15 24`
Alternative APNs	`30000372` `170769`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	2,349 sqft
Basement Area	2,349 sqft
Finished Basement	2,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1189 COLBY DR
City	FOREST
State	VA
Zip	24551-1699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSET MEADOWS LT 24 SEC 3
Legal Subdivision	SOMERSET MEADOWS
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30202

Owner

Source: Bedford County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 TUNBRIDGE RD, LYNCHBURG, VA 24501-5318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME LENDING
Jan 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Feb 20, 2007
Deed Document Number	20245066
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Jul 29, 2026
Property Address	1189 COLBY DR, FOREST, VA 24551-1699
Document Number	0000007017
Instrument Date	Jul 24, 2026
Instrument	20267017
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 COLBY DR, FOREST, VA 24551-1699

Mortgage

Document Number	0000007017,
Date	Jul 29, 2026
Instrument	20267017

Lender

Name	HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Jan 28, 2022
Property Address	1189 COLBY DR, FOREST, VA 24551-1699
Document Number	0220001140
Instrument Date	Jan 26, 2022
Instrument	220001140
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 COLBY DR, FOREST, VA 24551-1699

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,258.00	$550,800 (+1%) Land $70,000 Building $480,800
2023	$2,258.00 Additional exemption filed	$275,400	$550,800 Land $70,000 Building $480,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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