1189 Co Rd 188, Valley, AL 36854 Property Records

Chambers County property record for 1189 Co Rd 188, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,480 sqft · built 2021
Lot Size	14.1 acres (615,067 sqft)
Owner	Individual Name on Record
Last Sale	$52,700 (Aug 2019)
Tax Bill	$1,014 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-05-22-0-001-013.004`

Property Details

APN / Parcel Number

Primary APN	`12-17-05-22-0-001-013.004`
Alternative APNs	`1705220001013004` `449210`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	2,480 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	615,067 sqft (14.1 acres)
Porch	Slab
Porch Area	720 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	449210
Street Address	1189 COUNTY ROAD 188
City	VALLEY
State	AL
Zip	36854-7466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-ARESUB OF LOT 2 OF TRACT A-2 SUB.F.C. G SL. 54IN SE1/4.S22 T21N R28E
Legal Range	28
Legal Township	21
Legal Section	22
Legal Subdivision	TRACT A-2 SUBDIVISION
Legal Tract	A
Legal Lot Number	2
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2005
Census Tract	954300

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
May 12, 2023	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
May 7, 2025	Deed, Transfer
Aug 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Deed Book / Page	2019 / 3574
Prior Transfer Date	Aug 26, 2008
Prior Transfer Doc	0000003997
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3997
Date	Oct 5, 2021
Book Page	2021/3997

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	VALLEY, AL 36854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466

Mortgage

Document Number	02022/2747
Date	Jun 9, 2022
Book Page	2022/2747

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466

Mortgage

Document Number	02022/5092
Date	Nov 10, 2022
Book Page	2022/5092

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466

Mortgage

Document Number	02023/2232
Date	May 12, 2023
Book Page	2023/2232

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466

Mortgage

Document Number	002024/647
Date	Feb 15, 2024
Book Page	2024/647

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	May 7, 2025
Property Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Document Number	02025/2178
Book / Page	2025 / 2178
Instrument Date	May 2, 2025
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1239 COUNTY ROAD 188, VALLEY, AL 36854-7465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 21, 2019
Property Address	1189 COUNTY ROAD 188, VALLEY, AL 36854-7466
Document Number	02019/3574
Book / Page	2019 / 3574
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9760 US HIGHWAY 29 N, CUSSETA, AL 36852-3027

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,014.00 (+7.53%) Homeowner's exemption
2025	$943.00 (+0.11%)	$26,240 (+10.07%) Land $3,660 Building $22,580	$262,400 (+0.02%) Land $36,600 Building $225,800
2024	$942.00 (+0.11%) Additional exemption filed	$23,840 (+0.08%) Land $1,260 Building $22,580	$262,360 (-) Land $36,620 Building $225,740
2023	$941.00 (-8.82%) Additional exemption filed	$23,820 (-8.24%) Land $1,240 Building $22,580	$262,360 (+1.07%) Land $36,620 Building $225,740
2022	$1,032.00 Additional exemption filed	$25,960 Land $3,380 Building $22,580	$259,570 Land $33,830 Building $225,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

All Valley, AL Property Records

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