1189 Co Rd 13 S, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1189 Co Rd 13 S, Saint Augustine, FL 32092

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$507,500 (Jan 2025)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021360-0000`

Property Details

APN / Parcel Number

Primary APN	`021360-0000`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Width	98 ft Width
Garage Area	810 sqft
Porch	Porch
Porch Area	65 sqft

Location & Zoning

Street Address	1189 COUNTY ROAD 13 S
City	SAINT AUGUSTINE
State	FL
Zip	32092-9621
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS2
Legal Description	1-149 RIVER FRONT LOTS ALL LOT 12 BLK D LYING W OF RD 13 OR6084/1613
Legal Range	27E
Legal Township	08S
Legal Section	38
Legal Subdivision	RIVERDALE RIVERFRONT LOTS
Legal Block	D
Legal Lot Number	12
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1005
Census Tract	21102

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 MANOR LN, SAINT JOHNS, FL 32259-9121
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 16, 2025	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Aug 16, 2018	Warranty Deed, Transfer GIBRALTAR TITLE COMPANY
Aug 16, 2018	Warranty Deed, Transfer GIBRALTAR TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	20253765
Deed Book / Page	6084 / 1613
Prior Transfer Date	Mar 29, 2001
Prior Transfer Doc	0000023643
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1189 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9621
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MANOR LN, SAINT JOHNS, FL 32259-9121

Mortgage

Document Number	0062131939
Date	Sep 3, 2025
Book Page	6213/1939
Instrument	2025071512

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 16, 2025
Property Address	1189 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9621
Document Number	0060841613
Book / Page	6084 / 1613
Map Reference	MB 1 PG 148-153
Instrument Date	Jan 8, 2025
Instrument	2025003765
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,552.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 LAURISTON DR, SAINT JOHNS, FL 32259-7297

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 MANOR LN, SAINT JOHNS, FL 32259-9121

Mortgage

Document Number	2025003766
Date	Jan 16, 2025
Instrument	2025003766

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 21, 2019
Property Address	1189 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9621
Document Number	0047821094
Book / Page	004782 / 001094
Instrument Date	Aug 15, 2019
Instrument	62031
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1016 LAURISTON DR ST JOHNS FL 322597297, ST JOHNS, FL 32259-7297

Mortgage

Document Number	47821096
Date	Aug 21, 2019
Book Page	004782/001096
Instrument	62032

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 16, 2018
Property Address	1189 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9621
Document Number	0045980035
Book / Page	004598 / 000035
Instrument Date	Aug 9, 2018
Instrument	59456
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	GIBRALTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N HOGAN ST #139 JACKSONVILLE FL 322024201, 139, JACKSONVILLE, FL 32202-4201

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 16, 2018
Property Address	1189 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9621
Document Number	0045980033
Book / Page	004598 / 000033
Instrument Date	Aug 7, 2018
Instrument	59455
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	GIBRALTAR TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 N HOGAN ST #139 JACKSONVILLE FL 322024201, 139, JACKSONVILLE, FL 32202-4201

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,074 (+33%) Land $313,600 Building $57,474	$371,074 (+33%) Land $313,600 Building $57,474
2025	$3,376.00 (+15.7%)	$279,002 (-0.43%)	$279,002 (-0.43%) Land $254,800 Building $24,202
2024	$2,918.00 (+4.03%)	$280,206 (+3.12%)	$280,206 (+3.12%) Land $254,800 Building $25,406
2023	$2,805.00 (+19.51%)	$271,731 (+32.52%)	$271,731 (+32.52%) Land $245,000 Building $26,731
2022	$2,347.00	$205,046	$205,046 Land $184,436 Building $20,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	54 (1997–2022)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 42 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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