1189 Central Ave, Eclectic, AL 36024 Property Records

Elmore County property record for 1189 Central Ave, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,545 sqft · built 2007
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Nov 2023)
Tax Bill	$487 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-01-02-0-000-006.015`

Property Details

APN / Parcel Number

Primary APN	`11-01-02-0-000-006.015`
Alternative APN	`A11100099`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Utility Area	88 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	185 ft deep x 105 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Porch	Slab
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1189 CENTRAL AVE
City	ECLECTIC
State	AL
Zip	36024-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CENTRAL PLACE PLAT 1 PB 16 PG 46
Legal Range	20E
Legal Township	19N
Legal Section	02
Legal Subdivision	CENTRAL PLACE PLAT 1
Legal Lot Number	4
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1038
Census Tract	30500

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1189 CENTRAL AVE, ECLECTIC, AL 36024-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 8, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Deed Book / Page	2023 / 51369
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	May 22, 2026
Property Address	1189 CENTRAL AVE, ECLECTIC, AL 36024-5610
Document Number	0000708317
Book / Page	2026 / 30530
Instrument Date	May 11, 2026
Instrument	2026708317
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 CENTRAL AVE, ECLECTIC, AL 36024-5610

Mortgage

Document Number	0000708317,
Date	May 22, 2026
Book Page	2026/30530
Instrument	2026708317

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Nov 8, 2023
Property Address	1189 CENTRAL AVE, ECLECTIC, AL 36024-5610
Document Number	2023/51369
Book / Page	2023 / 51369
Map Reference	MB 16 PG 46
Instrument Date	Oct 11, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4410 PUMPING STATION RD, APPOMATTOX, VA 24522-3561

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1189 CENTRAL AVE, ECLECTIC, AL 36024-5610

Mortgage

Document Number	0202351373
Date	Nov 8, 2023
Instrument	2023/51373

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	1189 CENTRAL AVE, ECLECTIC, AL 36024-5610
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/68220
Date	Dec 19, 2019
Book Page	2019/68220

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$487.00 (+6.8%)
2025	$456.00 (-12.64%)	$17,980 (-12.8%)	$179,700 (-12.85%) Land $30,000 Building $149,700
2024	$522.00 Homeowner's exemption Disabled Person's exemption	$20,620 (-1.06%)	$206,200 (-1.06%) Land $30,000 Building $176,200
2023		$20,840 (+9.51%) Land $3,000 Building $17,840	$208,400 (+9.51%) Land $30,000 Building $178,400
2022		$19,030 Land $3,540 Building $15,490	$190,300 Land $35,400 Building $154,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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