Brevard County property record for 1189 Bell St, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1962 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Aug 2011) |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-20-27-B-5 |
| Primary APN | 27-37-20-27-B-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 1,584 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 67.5 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 508 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2723206 |
|---|---|
| Street Address | 1189 BELL ST |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SARNO HEIGHTS LOT 5 BLK B |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | SARNO HEIGHTS |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 64302 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1189 BELL ST, MELBOURNE, FL 32935-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit NORTH COAST CU |
| Aug 31, 2018 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Apr 28, 2018 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 7, 2017 | Trustee's Deed, Construction Loan · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2011 · Amount on Record |
| Deed Sale | Aug 17, 2011 · Amount on Record |
| Prior Sale | Jul 9, 2009 · Amount on Record |
| Deed Document Number | 2011147407 |
| Deed Book / Page | 6437 / 48 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1189 BELL ST, MELBOURNE, FL 32935-5105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Name | Verified Name |
|---|---|
| Address | 1189 BELL ST, MELBOURNE, FL 32935-5105 |
| Document Number | 0090572318 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 9057/2318 |
| Instrument | 2021070837 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1189 BELL ST, MELBOURNE, FL 32935-5105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1189 BELL ST, MELBOURNE, FL 32935-5105 |
| Document Number | 0097412917 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 9741/2917 |
| Instrument | 2023053674 |
| Name | NORTH COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Mar 19, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1189 BELL ST, MELBOURNE, FL 32935-5105 |
| Document Number | 0082602568 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1189 BELL ST MELBOURNE FL 329355105, MELBOURNE, FL 32935-5105 |
| Document Number | 0082602568 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 008260/002568 |
| Instrument | 205436 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1189 BELL ST, MELBOURNE, FL 32935-5105 |
| Document Number | 0081932803 |
| Instrument Date | Apr 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1189 BELL ST MELBOURNE FL 329355105, MELBOURNE, FL 32935-5105 |
| Document Number | 0081932803 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 008193/002803 |
| Instrument | 138946 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 19, 2046 |
| Rate | 3.75% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 7, 2017 |
| Property Address | 1189 BELL ST, MELBOURNE, FL 32935-5105 |
| Document Number | 0079081064 |
| Book / Page | 007908 / 001064 |
| Instrument Date | May 25, 2017 |
| Instrument | 119288 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1189 BELL ST MELBOURNE FL 329355105, MELBOURNE, FL 32935-5105 |
| Document Number | 79081064 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 007908/001064 |
| Instrument | 119288 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,440 (+2.69%) | $222,410 (-10.08%) | |
| 2025 | $1,317.00 (+9.75%) Homeowner's exemption | $109,490 (+5.97%) | $247,340 (-1.41%) Land $70,000 Building $177,340 |
| 2023 | $1,200.00 (+8.7%) Homeowner's exemption | $103,320 (+2.99%) | $250,880 (+10.3%) Land $70,000 Building $180,880 |
| 2022 | $1,104.00 Homeowner's exemption | $100,320 | $227,460 Land $70,000 Building $157,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 9 (1994–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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