11889 Co Rd 4031, Holts Summit, MO 65043 Property Records

Callaway County property record for 11889 Co Rd 4031, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Feb 2022 Refinance Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-09.0-31.1-00-000-014.002`

Property Details

APN / Parcel Number

Primary APN	`24-09.0-31.1-00-000-014.002`
Alternative APN	`2409031100000010000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	728 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	300 sqft
Deck Area	120 sqft
Patio Area	928 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2409031100000014002
Street Address	11889 COUNTY ROAD 4031
City	HOLTS SUMMIT
State	MO
Zip	65043-1577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 31-45-10 & PT N 1/2 NE 6-44-10
Legal Range	10W
Legal Township	45N
Legal Section	31
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1003
Census Tract	70702

Owner

11889 Co Rd 4031 is owned and occupied by two individuals who acquired it in September 2007.

Source: Callaway County records, as of January 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11889 COUNTY ROAD 4031, HOLTS SUMMIT, MO 65043-1577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK
May 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2007
Deed Sale	Sep 12, 2007
Deed Document Number	2007706557
Deed Book / Page	0411 / 419
Prior Transfer Date	Sep 11, 2007
Prior Transfer Doc	M0411/0419
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11889 COUNTY ROAD 4031, HOLTS SUMMIT, MO 65043-1577
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000497/795
Date	Feb 8, 2022
Book Page	497/795
Instrument	202200810

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11889 COUNTY ROAD 4031, HOLTS SUMMIT, MO 65043-1577
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	246/71
Date	Feb 11, 2021
Book Page	246/71
Instrument	202101121

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11889 COUNTY ROAD 4031, HOLTS SUMMIT, MO 65043-1577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902855
Date	May 22, 2019
Instrument	201902855

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 11889 Co Rd 4031 was $2,625, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00 (-2.45%)	$43,183 (-)	$227,280 (-)
2024	$2,691.00 (+0.04%)	$43,183 (-)	$227,280 (-)
2023	$2,690.00 (+1.09%)	$43,183 (+1.11%)	$227,280
2022	$2,661.00	$42,708 Land $2,375 Building $40,333
2021			$224,780 Land $12,500 Building $212,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11889 Co Rd 4031 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11889 Co Rd 4031 is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 4031

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures