Winnebago County property record for 11889 Bend River Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 1979 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Nov 2019) |
| Tax Bill | $4,934 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-30-427-010 |
| Primary APN | 04-30-427-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 462 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 11889 BEND RIVER RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 4 OLDE FARM SUB PT SW 1/4 SEC 29& SE 1/4 SEC 30-46-2 LOT 150 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 30 |
| Legal Subdivision | PLAT 4 OLDE FARM SUB |
| Legal Lot Number | 150 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKTON |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 4002 |
11889 Bend River Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11889 BEND RIVER RD, ROSCOE, IL 61073-7727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 1, 2019 | Warranty Deed, Transfer · VA Mortgage ENVOY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2019 · Amount on File |
| Deed Sale | Nov 1, 2019 · Amount on File |
| Prior Sale | Apr 7, 2015 · Amount on File |
| Deed Document Number | 20191036554 |
| Prior Transfer Date | Oct 25, 2019 |
| Prior Transfer Doc | 0001036554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11889 BEND RIVER RD, ROSCOE, IL 61073-7727 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001390 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2201390 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 1, 2019 |
| Property Address | 11889 BEND RIVER RD, ROSCOE, IL 61073-7727 |
| Document Number | 0001036554 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 1036554 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11889 BEND RIVER RD ROSCOE IL 610737727, ROSCOE, IL 61073-7727 |
| Document Number | 1036555 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 1036555 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 11889 Bend River Rd was $4,934 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockton Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,934.00 | $69,218 Land $13,527 Building $55,691 | $207,654 Land $40,581 Building $167,073 |
| 2022 | Homeowner's exemption | $51,597 Land $10,083 Building $41,514 | $154,791 Land $30,249 Building $124,542 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11889 Bend River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 11889 Bend River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
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