Cayuga County and Victory Town property record for 11886 State Rte 38, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,530 sqft · built 2004 |
| Lot Size | 6.62 acres (288,367 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $133,000 (Jan 2012) |
| Tax Bill | $2,810 (2025) |
| Deeds & Mortgages | Sep 2021 Sale Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 056400 38.00-1-33.4 |
| Primary APN | 056400 38.00-1-33.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 288,367 sqft (6.62 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11886 STATE ROUTE 38 |
|---|---|
| City | CATO |
| State | NY |
| Zip | 13033-8642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SM 98-228 P/O 38.00-1-33.311 |
| Legal Block | 1 |
| Legal Lot Number | 33.004 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | VICTORY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 40101 |
Source: Cayuga County and Victory Town records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 11886 STATE ROUTE 38, CATO, NY 13033-8642 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Sep 21, 2021 | Warranty Deed, Transfer |
| Aug 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2012 · Amount on Record |
| Deed Sale | Jan 20, 2012 · Amount on Record |
| Prior Sale | Nov 12, 1998 · Amount on Record |
| Deed Document Number | 2012122236 |
| Deed Book / Page | 1466 / 336 |
| Last Transfer Date | Aug 20, 2021 |
| Transfer Doc | 0041070256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Sep 21, 2021 |
| Property Address | 11886 STATE ROUTE 38, CATO, NY 13033-8642 |
| Document Number | 0041070256 |
| Book / Page | 4107 / 256 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021-207775 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 11886 STATE ROUTE 38, CATO, NY 13033-8642 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11886 STATE ROUTE 38, CATO, NY 13033-8642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037650150 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 3765/150 |
| Instrument | 2019-189696 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Victory Town |
| Unified School District | Red Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,810.00 (+1.81%) | $178,800 (-) Land $25,500 Building $153,300 | $275,077 (+15.38%) Land $39,231 Building $235,846 |
| 2024 | $2,760.00 (-35.5%) | ||
| 2023 | $178,800 Land $25,500 Building $153,300 | $238,400 Land $34,000 Building $204,400 | |
| 2020 | $4,279.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 300 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
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