11881 Peninsula Ln, Constantine, MI 49042 Property Records

St. Joseph County property record for 11881 Peninsula Ln, Constantine, MI 49042 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,805 sqft · built 2019
Lot Size	3.39 acres (147,668 sqft)
Owner	2 Individual Names on File
Last Sale	$49,000 (May 2017)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-082-010-00`

Property Details

APN / Parcel Number

Primary APN	`003-082-010-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,805 sqft Building Perimeter
1st Floor Area	1,805 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	147,668 sqft (3.39 acres)
Garage Area	1,848 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11881 PENINSULA LN
City	CONSTANTINE
State	MI
Zip	49042-8609
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 10 DOGWOOD POINT CONDO PLAN #7 SEC 32 T7S R12W
Legal Range	12W
Legal Township	07S
Legal Section	32
Legal Subdivision	DOGWOOD POINT CONDO
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	2
Census Block	2066
Census Tract	41101

Owner

Source: St. Joseph County records · APN 003-082-010-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11881 PENINSULA LN, CONSTANTINE, MI 49042-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
May 04, 2018	Deed of Trust, Mortgage · ARM HORIZON BANK
May 19, 2017	Warranty Deed, Transfer WEST MI REALTORS TITLE, WEST MI REALTORS TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	Sep 17, 2015 · Amount on Record
Deed Book / Page	1870 / 518
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	11881 PENINSULA LN, CONSTANTINE, MI 49042-8609
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11881 PENINSULA LN, CONSTANTINE, MI 49042-8609

Mortgage

Document Number	2020001960
Date	May 28, 2020
Instrument	2020001960

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2040

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	11881 PENINSULA LN, CONSTANTINE, MI 49042-8609
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1914/0179
Date	May 04, 2018
Book Page	1914/0179

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 01, 2019
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 19, 2017
Property Address	11881 PENINSULA LN, CONSTANTINE, MI 49042-8609
Document Number	1870/0518
Book / Page	1870 / 0518
Instrument Date	May 01, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	WEST MI REALTORS TITLE, WEST MI REALTORS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$421.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9821 CROSS BRANCH DR, 9821, TOANO, VA 23168-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24634 STATE LINE RD, ELKHART, IN 46514-9451

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,900	$525,800
2025	$1,963.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midwest Energy Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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