11881 Killarny Cir, Jerome, MI 49249 Property Records

Hillsdale County property record for 11881 Killarny Cir, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,754 sqft · built 2021
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Mar 2021)
Tax Bill	$5,138 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-095-001-472`

Property Details

APN / Parcel Number

Primary APN	`04-095-001-472`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	1,754 sqft
Unfinished Basement	1,754 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	164 ft deep x 67 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11881 KILLARNY CIR
City	JEROME
State	MI
Zip	49249-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1
Legal Description	LOT 466 LAKE LE ANN - CHERRY PARK PLAT TWO SEC 4 T5S R1W
Legal Range	01W
Legal Township	05S
Legal Section	04
Legal Subdivision	LAKE LE ANN - CHERRY PARK
Legal Lot Number	466
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1000
Census Tract	50102

Owner

Source: Hillsdale County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28127 HOFFMAN RD, DEFIANCE, OH 43512-8935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Oct 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Sep 29, 2021	Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Nov 1, 1989
Deed Book / Page	1788 / 1237
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Recording Date	Apr 7, 2026
Property Address	11881 KILLARNY CIR, JEROME, MI 49249-9525
Document Number	0000622232
Book / Page	1918 / 665
Instrument Date	Apr 2, 2026
Instrument	2026622232
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11881 KILLARNY CIR, JEROME, MI 49249-9525
Investor	Possibly a Property Investor

Mortgage

Document Number	0000622232,
Date	Apr 7, 2026
Book Page	1918/665
Instrument	2026622232

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 2, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	11881 KILLARNY CIR, JEROME, MI 49249-9525
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11881 KILLARNY CIR, JEROME, MI 49249-9525

Mortgage

Document Number	001836/782
Date	Oct 7, 2022
Book Page	1836/782

Lender

Name	PREMIER BANK
Type	Bank
Address	JEROME, MI 49249

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	11881 KILLARNY CIR, JEROME, MI 49249-9525
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 MAYAPPLE LN 11, 11, JACKSON, MI 49201-7286
Investor	Possibly a Property Investor

Mortgage

Document Number	01807/1052
Date	Sep 29, 2021
Book Page	1807/1052

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Aug 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 11, 2021
Property Address	11881 KILLARNY CIR, JEROME, MI 49249-9525
Document Number	01788/1237
Book / Page	1788 / 1237
Map Reference	LB 6 PG 33-35
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Tax	$387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 N INDIAN TANK LN, SAHUARITA, AZ 85629-6661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28127 HOFFMAN RD, DEFIANCE, OH 43512-8935
Investor	Possibly a Property Investor

Mortgage

Document Number	0001788563
Date	Mar 11, 2021
Instrument	1788/563

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Hanover-Horton Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,138.00 (+11.62%) Homeowner's exemption	$368,200 (+29.92%)	$728,927 (+30.23%) Land $110,951 Building $617,976
2023		$283,410	$559,743 Land $57,012 Building $502,731
2021	$4,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET CENTRE ESTATES private · serves 368 people · EPA ID MI0040184
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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