1188 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1188 White Oak Cir, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2000
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Aug 2004)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Apr 2018 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-36-23-05-*-166`

Property Details

APN / Parcel Number

Primary APN	`27-36-23-05-*-166`
Alternative APNs	`27-36-23-05-00000.0-0166.00` `2742048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,865 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Width	65 ft Width
Garage Type	Attached
Garage Area	389 sqft
Porch	Florida Room
Porch Area	162 sqft
Patio Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2742048
Street Address	1188 WHITE OAK CIR
City	MELBOURNE
State	FL
Zip	32934-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MAGNOLIA LAKES PHASE 3 LOT 166
Legal Range	36E
Legal Township	27S
Legal Section	23
Legal Subdivision	MAGNOLIA LAKES PHASE 3
Legal Phase	3
Legal Lot Number	166
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2004
Census Tract	64130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1188 WHITE OAK CIR, MELBOURNE, FL 32934-7254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2004 · Amount on Record
Deed Sale	Aug 20, 2004 · Amount on Record
Prior Sale	Nov 2, 2000 · Amount on Record
Deed Document Number	2004270488
Deed Book / Page	5350 / 8516
Last Transfer Date	Apr 5, 2018
Transfer Doc	0081312328
Record Updated	Sep 20, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 5, 2018
Property Address	1188 WHITE OAK CIR, MELBOURNE, FL 32934-7254
Document Number	0081312328
Book / Page	008131 / 002328
Instrument Date	Apr 5, 2018
Instrument	75272
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1188 WHITE OAK CIR MELBOURNE FL 329347254, MELBOURNE, FL 32934-7254

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1188 WHITE OAK CIR, MELBOURNE, FL 32934-7254
Document Number	0079011904
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1188 WHITE OAK CIR MELBOURNE FL 329347254, MELBOURNE, FL 32934-7254

Mortgage

Document Number	0079011904
Date	May 31, 2017
Book Page	007901/001904
Instrument	113009

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2037

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,240 (+2.7%)	$288,000 (-4.92%)
2025	$1,589.00 (+5.86%) Homeowner's exemption	$124,870 (+7.65%)	$302,910 (+1.53%)
2024	$1,501.00 (+5.56%)
2023	$1,422.00 (+8.22%) Homeowner's exemption	$116,000 (+2.99%)	$298,350 (+8.56%) Land $65,000 Building $233,350
2022	$1,314.00 Homeowner's exemption	$112,630	$274,830 Land $60,000 Building $214,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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