1188 SW Theta Ct, Pendleton, OR 97801 Property Records

Umatilla County property record for 1188 SW Theta Ct, Pendleton, OR 97801

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,915 sqft · built 1997
Lot Size	0.492 acres (21,467 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,452 (2023)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2N3215DC04300`

Property Details

APN / Parcel Number

Primary APN	`2N3215DC04300`
Alternative APNs	`114385.00` `114385`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,915 sqft Finished Area
Gross Area	4,079 sqft
1st Floor Area	2,915 sqft
Attic	Attic
Attic Area	1,164 sqft
Family Room	Family Room

Exterior

Year Built	Built 1997
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	21,467 sqft (0.492 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	234 sqft
Deck Area	115 sqft
Patio Area	1,491 sqft
Shed	1 Shed
Shed Area	80 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	114385
Old Parcel Number	114385.00
Street Address	1188 SW THETA CT
City	PENDLETON
State	OR
Zip	97801-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC/TWN/RNG/MER:SEC 15 TWN 02N RNG 32
Legal Range	32E
Legal Township	02N
Legal Section	15
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	GRECIAN HEIGHTS PUD
Jurisdiction	UMATILLA OR
Township / Civil Division	PENDLETON
Census Block Group	2
Census Block	2002
Census Tract	950602

Owner

Source: Umatilla County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1188 SW THETA CT, PENDLETON, OR 97801-4047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	2006-203
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	1188 SW THETA CT, PENDLETON, OR 97801-4047
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 SW THETA CT, PENDLETON, OR 97801-4047

Mortgage

Document Number	20217330116
Date	Dec 7, 2021
Instrument	2021-7330116

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	1188 SW THETA CT, PENDLETON, OR 97801-4047
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217240353
Date	Jul 7, 2021
Instrument	2021-7240353

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pendleton City
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,452.00	$346,540 Land $56,870 Building $289,670	$593,950 Land $82,910 Building $511,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 45% of Oregon
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PENDLETON serves 16,996 people · EPA ID OR4100613
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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