1188 Sumter Landing Cir, Evans, GA 30809 Property Records

Columbia County property record for 1188 Sumter Landing Cir, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,281 sqft · built 2007
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Aug 2012)
Tax Bill	$3,570 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`077I935`

Property Details

APN / Parcel Number

Primary APN	`077I935`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,281 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	1188 SUMTER LANDING CIR
City	EVANS
State	GA
Zip	30809-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK A LOT 21 0.27 AC; SUMTER LANDING SECT 2
Legal Subdivision	SUMTER LANDING
Legal Block	A
Legal Lot Number	21
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	2
Census Block	2006
Census Tract	30310

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 23, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES
Nov 22, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2020	Loan Modification, Mortgage · Conventional Mortgage STANWICH MTG LOAN TRUST F (CT)
Aug 14, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2012 · Amount on Record
Deed Sale	Aug 13, 2012 · Amount on Record
Prior Sale	Aug 13, 2012 · Amount on Record
Deed Book / Page	8460 / 130
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000000714
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Recording Date	Aug 4, 2026
Property Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500
Document Number	1622000293
Book / Page	16220 / 293
Instrument Date	Jul 19, 2026
Transaction Type	Mortgage
Record Updated	Sep 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500

Mortgage

Document Number	1622000293,
Date	Aug 4, 2026
Book Page	16220/293

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2051

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500

Mortgage

Document Number	0014544/57
Date	Nov 21, 2022
Book Page	0000014544/0000000057

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500

Mortgage

Document Number	014171/269
Date	Mar 23, 2022
Book Page	0000014171/0000000269

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Nov 22, 2021
Property Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500
Document Number	2022000714
Book / Page	14171 / 266
Instrument Date	Nov 22, 2021
Instrument	2022-000714
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLUMBIA GA
Property Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500
Document Number	2575/0288
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 SUMTER LANDING CIR EVANS GA 308095500, EVANS, GA 30809-5500

Mortgage

Document Number	2575/0288
Date	May 21, 2020
Book Page	012575/000288

Lender

Name	STANWICH MTG LOAN TRUST F (CT)
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Interest

Rate	3.87%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLUMBIA GA
Property Address	1188 SUMTER LANDING CIR, EVANS, GA 30809-5500
Document Number	1077/0065
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 SUMTER LANDING CIR EVANS GA 308095500, EVANS, GA 30809-5500

Mortgage

Document Number	1077/0065
Date	Aug 30, 2017
Book Page	011077/000065

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,570.00 (-4.88%)	$157,592 (+1.7%) Land $33,104 Building $124,488	$393,979 (+1.7%) Land $82,760 Building $311,219
2025	$3,753.00 (+1.24%)	$154,956 (+8.08%) Land $35,604 Building $119,352	$387,389 (+8.08%) Land $89,010 Building $298,379
2023	$3,707.00 (+7.05%)	$143,368 (+9.4%) Land $30,604 Building $112,764	$358,419 (+9.4%) Land $76,510 Building $281,909
2022	$3,463.00	$131,047 Land $29,204 Building $101,843	$327,617 Land $73,010 Building $254,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G and 4G LTE (outdoors only)

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