Laurens County property record for 1188 Proctor Cir, Waterloo, SC 29384 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.669 acres (29,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Apr 2020) |
| Tax Bill | $5,013 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-01-01-037 |
| Primary APN | 280-01-01-037 |
|---|---|
| Alternative APN |
|
| Lot Area | 29,164 sqft |
|---|
| Street Address | 1188 PROCTOR CIR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-4564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7, 7A |
| Legal Subdivision | SUNRISE POINTE SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 920202 |
Source: Laurens County records · APN 280-01-01-037
Assessment roll updated February 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1188 PROCTOR CIR, WATERLOO, SC 29384-4564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE COMMERCIAL BANK |
| Apr 15, 2020 | Warranty Deed, Transfer · Line of Credit SUNRISE POINTE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on Record |
| Deed Sale | Apr 15, 2020 · Amount on Record |
| Deed Document Number | 20202878 |
| Deed Book / Page | 1501 / 237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 1188 PROCTOR CIR, WATERLOO, SC 29384-4564 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M26030199 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | M2603/199 |
| Instrument | 2020005370 |
| Name | THE COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, SC 29649 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 23, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 15, 2020 |
| Property Address | 1188 PROCTOR CIR, WATERLOO, SC 29384-4564 |
| Document Number | 0D15010237 |
| Book / Page | D1501 / 237 |
| Map Reference | MB A861 PG 5 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 2020002878 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 WOOLBRIGHT AVE, CHAPIN, SC 29036-7369 |
| Document Number | 2020002879 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020002879 |
| Name | SUNRISE POINTE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Laurens County records · Assessment roll updated February 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,013.00 (-68.92%) Homeowner's exemption | $31,950 (-33.34%) Land $4,950 Building $27,000 | |
| 2024 | $16,129.00 (+625.88%) | $47,930 (+545.09%) Land $7,430 Building $40,500 | |
| 2023 | $2,222.00 (-8.9%) | $7,430 (-) | $123,750 (-) Building $123,750 |
| 2022 | $2,439.00 | $7,430 Land $7,430 | $123,750 (-84.51%) Land $123,750 |
| 2021 | $798,750 Land $123,750 Building $675,000 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 14% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures