1188 E Lake Rd, Transfer, PA 16154 Property Records

Mercer County property record for 1188 E Lake Rd, Transfer, PA 16154

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1979
Lot Size	0.62 acres (27,000 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2025)
Tax Bill	$1,922 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03 108 062`

Property Details

APN / Parcel Number

Primary APN	`03 108 062`

Interior

Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	225 ft deep x 120 ft wide

Location & Zoning

Street Address	1188 E LAKE RD
City	TRANSFER
State	PA
Zip	16154-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HS LOT 3 1976PL 61
Legal Subdivision	CHARLES FLIERS SUB SEC A
Legal Lot Number	3
Jurisdiction	MERCER PA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2040
Census Tract	32403

Owner

Source: Mercer County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1188 E LAKE RD, TRANSFER, PA 16154-2724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit MERCER COUNTY STATE BANK
Feb 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage MERCER COUNTY STATE BANK
Dec 31, 2025	Special Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Feb 6, 2023	Special Warranty Deed, Transfer · FHA Mortgage US MORTGAGE NETWORK
Sep 28, 2018	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	202511287
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	1188 E LAKE RD, TRANSFER, PA 16154-2724
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 E LAKE RD, TRANSFER, PA 16154-2724

Mortgage

Document Number	202200002560
Date	Mar 17, 2022
Instrument	2022-00002560

Lender

Name	MERCER COUNTY STATE BANK
Type	Bank
Address	SANDY LAKE, PA 16145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	1188 E LAKE RD, TRANSFER, PA 16154-2724
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001241
Date	Feb 10, 2020
Instrument	2020-00001241

Lender

Name	MERCER COUNTY STATE BANK
Type	Bank
Address	SANDY LAKE, PA 16145

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2030

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MERCER PA
Recording Date	Dec 31, 2025
Property Address	1188 E LAKE RD, TRANSFER, PA 16154-2724
Document Number	202500011287
Map Reference	MB 24 PG 61
Instrument Date	Dec 28, 2025
Instrument	2025-00011287
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 CONCORD CHURCH RD, BEAVER FALLS, PA 15010-6925
Investor	Possibly a Property Investor

Mortgage

Document Number	202500011288
Date	Dec 31, 2025
Instrument	2025-00011288

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MERCER PA
Recording Date	Feb 6, 2023
Property Address	1188 E LAKE RD, TRANSFER, PA 16154-2724
Document Number	202300000955
Map Reference	MB 24 PG 61
Instrument Date	Feb 3, 2023
Instrument	2023-00000955
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	US SETTLEMENTS NETWORK, U S SETTLEMENTS NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,390.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1188 E LAKE RD, TRANSFER, PA 16154-2724

Mortgage

Document Number	202300000956
Date	Feb 6, 2023
Instrument	2023-00000956

Lender

Name	US MORTGAGE NETWORK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MERCER PA
Recording Date	Sep 28, 2018
Property Address	1188 E LAKE RD, TRANSFER, PA 16154-2724
Document Number	18000008755
Instrument Date	Sep 28, 2018
Instrument	180-00008755
Transaction Type	Foreclosure
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TOWN LINE RD, TRANSFER, PA 16154-1933

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Mercer County
County Subdivision	Delaware Township
Unified School District	Reynolds School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,922.00 (+1.85%)	$17,600 (-) Land $2,100 Building $15,500
2025		$17,600 (-) Land $2,100 Building $15,500
2024	$1,887.00 (+5.48%)	$17,600 (-) Land $2,100 Building $15,500
2023	$1,789.00	$17,600 Land $2,100 Building $15,500
1974			$17,600 Land $2,100 Building $15,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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