1188 Dragging Canoe Trl, Nebo, NC 28761 Property Records

McDowell County property record for 1188 Dragging Canoe Trl, Nebo, NC 28761

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,575 sqft · built 2020
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$2,330,000 (Oct 2022)
Tax Bill	$11,831 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1734-00-33-3366`

Property Details

APN / Parcel Number

Primary APN	`1734-00-33-3366`
Alternative APNs	`75749` `78550`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,575 sqft Heated Area
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	78550
Street Address	1188 DRAGGING CANOE TRL
City	NEBO
State	NC
Zip	28761-0397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.75 AC LT 98 OF 1780 PB 16/100
Legal Subdivision	1780 SUB
Legal Lot Number	98
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	2
Census Block	2040
Census Tract	970102

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 BERWICK CT, WAXHAW, NC 28173-6550
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2021	Warranty Deed, Transfer
Aug 24, 2020	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jul 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	0001415157
Deed Book / Page	1415 / 157
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 4, 2022
Property Address	1188 DRAGGING CANOE TRL, NEBO, NC 28761-0397
Document Number	0014150157
Book / Page	1415 / 157
Map Reference	MB 16 PG 100
Instrument Date	Oct 4, 2022
Instrument	2022005866
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19008 N 98TH WAY, SCOTTSDALE, AZ 85255-2591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 BERWICK CT, WAXHAW, NC 28173-6550

Mortgage

Document Number	2022005867
Date	Oct 4, 2022
Instrument	2022005867

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 23, 2021
Property Address	1188 DRAGGING CANOE TRL, NEBO, NC 28761-0397
Document Number	0013660571
Book / Page	1366 / 571
Map Reference	MB 16 PG 100
Instrument Date	Aug 20, 2021
Instrument	2021005435
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Tax	$3,292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 E WORTHINGTON AVE, CHARLOTTE, NC 28203-5343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19008 N 98TH WAY, SCOTTSDALE, AZ 85255-2591

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	1188 DRAGGING CANOE TRL, NEBO, NC 28761-0397
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E WORTHINGTON AVE, CHARLOTTE, NC 28203-5343

Mortgage

Document Number	0013200005
Date	Aug 24, 2020
Book Page	1320/5
Instrument	2020004197

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 10, 2019
Property Address	1188 DRAGGING CANOE TRL, NEBO, NC 28761-0397
Document Number	0012790570
Book / Page	001279 / 000570
Instrument Date	Jul 8, 2019
Instrument	3175
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E WORTHINGTON AVE CHARLOTTE NC 282035343, CHARLOTTE, NC 28203-5343

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,831.00	$1,721,000 (-) Land $427,500 Building $1,293,500
2023	$11,831.00	$1,721,000 Land $427,500 Building $1,293,500	$1,721,000 Land $427,500 Building $1,293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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