1188 Colonial Rd, Clover, SC 29710 Property Records

York County property record for 1188 Colonial Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	1,152 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$380,140 (Jan 2026)
Tax Bill	$712 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`369-00-00-176`

Property Details

APN / Parcel Number

Primary APN	`369-00-00-176`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Lot Area	43,560 sqft (1 acres)
Total Buildings	3 Buildings

Location & Zoning

Street Address	1188 COLONIAL RD
City	CLOVER
State	SC
Zip	29710-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	LOT 1 IND. ACRES 2.07AC
Legal Subdivision	INDEPENDENCE ACRES
Legal Lot Number	1
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4003
Census Tract	61705

Owner

1188 Colonial Rd is owned by an individual who bought it in January 2026.

Source: York County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	438 BENT BURR CRK, YORK, SC 29745-9816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 2, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Mar 10, 1999 · Amount on File
Deed Document Number	2026970
Deed Book / Page	22351 / 16
Prior Transfer Date	Feb 1, 2022
Prior Transfer Doc	1995500222
Record Updated	Jun 8, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jan 12, 2026
Property Address	1188 COLONIAL RD, CLOVER, SC 29710-6625
Document Number	2235100016
Book / Page	22351 / 16
Map Reference	MB 174 PG 205-209
Instrument Date	Jan 12, 2026
Instrument	2026000970
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 BENT BURR CRK, YORK, SC 29745-9816

Mortgage

Document Number	2026000971
Date	Jan 12, 2026
Instrument	2026000971

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	5.75%

February 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	YORK SC
Recording Date	Feb 2, 2022
Property Address	1188 COLONIAL RD, CLOVER, SC 29710-6625
Document Number	1995500222
Book / Page	19955 / 222
Map Reference	MB 89 PG 18
Instrument Date	Feb 1, 2022
Instrument	2022005304
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 COLONIAL RD, CLOVER, SC 29710-6625

Tax Assessment & Valuation

The 2025 property tax bill for 1188 Colonial Rd was $712.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00	$1,776 Land $1,200 Building $576	$44,400 Land $30,000 Building $14,400
2023	$670.00	$1,776 Land $1,200 Building $576	$44,400 Land $30,000 Building $14,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1188 Colonial Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1188 Colonial Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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