1188 Blue Lake Way, Concord, CA 94521 Property Records

Contra Costa County property record for 1188 Blue Lake Way, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,919 sqft · built 1968
Lot Size	0.295 acres (12,840 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Dec 2001)
Tax Bill	$7,787 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121-123-001-4`

Property Details

APN / Parcel Number

Primary APN	`121-123-001-4`
Alternative APN	`121-123-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Lot Area	12,840 sqft (0.295 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1188 BLUE LAKE WAY
City	CONCORD
State	CA
Zip	94521-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3673 LOT 25 EX MR
Legal Subdivision	SUBDIVISION 3673
Legal Tract	3673
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	355309

Owner

1188 Blue Lake Way is owned and occupied by two individuals who bought it in December 2001.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1188 BLUE LAKE WAY, CONCORD, CA 94521-4738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2001 · Amount on File
Deed Sale	Dec 5, 2001 · Amount on File
Prior Sale	Nov 13, 1998 · Amount on File
Deed Document Number	2001373860
Prior Transfer Date	Sep 5, 1997
Prior Transfer Doc	0000170372
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1188 BLUE LAKE WAY, CONCORD, CA 94521-4738
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 BLUE LAKE WAY, CONCORD, CA 94521-4738

Mortgage

Document Number	0000184493
Date	Jun 28, 2021
Instrument	2021-184493

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1188 Blue Lake Way was $7,787 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,850 (+2%) Land $361,629 Building $271,221
2025	$7,787.00 Homeowner's exemption	$620,442 Land $354,539 Building $265,903
2023	$7,440.00 (+1.38%) Homeowner's exemption	$596,352 Land $340,773 Building $255,579
2022	$7,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1188 Blue Lake Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1188 Blue Lake Way is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20