11877 Vermilion Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 11877 Vermilion Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,333 sqft · built 1986
Lot Size	7.11 acres (310,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 1997)
Tax Bill	$4,926 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-15-012-000-011`

Property Details

APN / Parcel Number

Primary APN	`08-15-012-000-011`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,333 sqft Living Area
1st Floor Area	1,296 sqft
2nd Floor Area	1,296 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	310,147 sqft (7.11 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	432 sqft
Patio Area	48 sqft
Balcony	Balcony
Balcony Area	432 sqft
Canopy	176 sqft
Pole Barn	748 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	11877 VERMILION RD
City	OBERLIN
State	OH
Zip	44074-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37-08-008C -068-01
Legal Subdivision	HENRIETTA 15
Legal Tract	15
Legal Lot Number	12
Jurisdiction	LORAIN OH
Township / Civil Division	HENRIETTA
Census Block Group	2
Census Block	2016
Census Tract	92100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11877 VERMILION RD, OBERLIN, OH 44074-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 1997 · Amount on Record
Deed Sale	Jan 31, 1997 · Amount on Record
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	11877 VERMILION RD, OBERLIN, OH 44074-9208
Document Number	0000731294
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11877 VERMILION RD OBERLIN OH 440749208, OBERLIN, OH 44074-9208

Mortgage

Document Number	0000731294
Date	Sep 23, 2019
Instrument	731294

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	11877 VERMILION RD, OBERLIN, OH 44074-9208
Document Number	0000716207
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	F 11877 VERMILION RD OBERLIN OH 44074, OBERLIN, OH 44074

Mortgage

Document Number	0000716207
Date	May 29, 2019
Instrument	716207

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2034

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Henrietta Township
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,926.00	$114,880 (%) Land $32,780 Building $82,100	$328,240 (-) Land $93,670 Building $234,570
2024	$4,926.00 (-1.5%)	$114,885 (+13.32%) Land $32,785 Building $82,100	$328,240 (+13.32%) Land $93,670 Building $234,570
2023	$5,001.00 (+3.52%)	$101,378 (%) Land $30,468 Building $70,910	$289,650 (-) Land $87,050 Building $202,600
2022	$4,831.00	$101,380 Land $30,470 Building $70,910
2021			$289,650 Land $87,050 Building $202,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2008–2023)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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