11874 145th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 11874 145th Rd, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,280 sqft · built 2021
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2022)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-03S-13E-08542-000000`

Property Details

APN / Parcel Number

Primary APN	`08-03S-13E-08542-000000`
Alternative APN	`08542000000`

Interior

Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11874 145TH RD
City	LIVE OAK
State	FL
Zip	32060-7289
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 4.00 ACRES W1/2 OF SW1/4 OF SW1/4 OF SW1/4 LESS S 162 FT THEREOF ORB 2392 P 351-52 WD YR 2023 ORB 2396 P 364-65 WD YR 2023 (JTWROS)
Legal Range	13E
Legal Township	03S
Legal Section	08
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2043
Census Tract	970402

Owner

11874 145th Rd, a mobile home, is owned and occupied by two individuals who acquired it in October 2022.

Source: Suwannee County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11874 145TH RD, LIVE OAK, FL 32060-7289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2022	Intrafamily Transfer, Transfer ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES
Oct 10, 2022	Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Oct 29, 2020	Warranty Deed, Transfer HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC
Oct 29, 2020	Warranty Deed, Transfer HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2022 · Amount on File
Deed Sale	Oct 10, 2022 · Amount on File
Prior Sale	Mar 3, 2021 · Amount on File
Deed Document Number	2022258362
Deed Book / Page	2392 / 351
Last Transfer Date	Oct 26, 2022
Transfer Doc	0000259027
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	11874 145TH RD, LIVE OAK, FL 32060-7289
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11874 145TH RD, LIVE OAK, FL 32060-7289

Mortgage

Document Number	0000275529
Date	Feb 2, 2024
Book Page	2494/272
Instrument	2024275529

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	478 Months
Due	Dec 1, 2063

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUWANNEE FL
Recording Date	Oct 26, 2022
Property Address	11874 145TH RD, LIVE OAK, FL 32060-7289
Document Number	0000259027
Book / Page	2396 / 364
Instrument Date	Oct 26, 2022
Instrument	2022259027
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11874 145TH RD, LIVE OAK, FL 32060-7289

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 10, 2022
Property Address	11874 145TH RD, LIVE OAK, FL 32060-7289
Document Number	0000258362
Book / Page	2392 / 351
Instrument Date	Oct 6, 2022
Instrument	2022258362
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	ABSTRACT AND TITLE SERVICES INC, ABSTRACT AND TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11874 145TH RD, LIVE OAK, FL 32060-7289

Mortgage

Document Number	0000000353
Date	Oct 10, 2022
Instrument	2392/353

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 3, 2021
Property Address	11874 145TH RD, LIVE OAK, FL 32060-7289
Document Number	0000235436
Book / Page	2248 / 145
Instrument Date	Mar 2, 2021
Instrument	2021235436
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22977 COUNTY ROAD 250, LIVE OAK, FL 32060-5765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6009 COUNTY ROAD 249, LIVE OAK, FL 32060-8350

Mortgage

Document Number	0000000147
Date	Mar 3, 2021
Instrument	2248/147

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Mar 15, 2044

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 29, 2020
Property Address	11874 145TH RD, LIVE OAK, FL 32060-7289
Document Number	0000231218
Book / Page	002221 / 000319
Instrument Date	Oct 23, 2020
Instrument	231218
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Amount	Amount on Record
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13763 92ND TER LIVE OAK FL 320606376, LIVE OAK, FL 32060-6376

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 29, 2020
Property Address	11874 145TH RD, LIVE OAK, FL 32060-7289
Document Number	0000231219
Book / Page	002221 / 000321
Instrument Date	Oct 23, 2020
Instrument	231219
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Amount	Amount on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 SW MARION ST LIVE OAK FL 32060, LIVE OAK, FL 32060

Tax Assessment & Valuation

The 2025 property tax bill for 11874 145th Rd was $2,618 with a homeowner's exemption, up 3.7% from the year before.

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,618.00 (+3.68%) Homeowner's exemption	$267,494 Land $34,700 Building $232,794	$267,494 Land $34,700 Building $232,794
2024	$2,525.00 (+2.64%)
2023	$2,460.00 (-3.72%) Homeowner's exemption	$183,102 (+23.59%)	$213,582 (+44.17%) Land $30,600 Building $182,982
2022	$2,555.00	$148,150	$148,150 Land $26,000 Building $122,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11874 145th Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2012–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11874 145th Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 145th Rd

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