1187 Tuscany Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1187 Tuscany Ct, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,066 sqft · built 2013
Lot Size	0.45 acres (19,597 sqft)
Owner	2 Individual Names on File
Last Sale	$2,235,000 (Dec 2018)
Tax Bill	$28,270 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Sep 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`254-740-12-00`

Property Details

APN / Parcel Number

Primary APN	`254-740-12-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,066 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	19,597 sqft (0.45 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1187 TUSCANY CT
City	ENCINITAS
State	CA
Zip	92024-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TR 015860
Legal Subdivision	ENCINITAS 06-112
Legal Tract	015860
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17601

Owner

Source: San Diego County records · APN 254-740-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Sep 30, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 09, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Dec 27, 2018	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Dec 27, 2013 · Amount on Record
Deed Document Number	2018528607
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156330
Date	Apr 29, 2019
Instrument	2019-0156330

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432064
Date	Sep 30, 2019
Instrument	2019-0432064

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074625
Date	Feb 13, 2020
Instrument	2020-0074625

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 01, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237

Mortgage

Document Number	0000183433
Date	Mar 09, 2021
Instrument	2021-0183433

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237

Mortgage

Document Number	0000590191
Date	Aug 18, 2021
Instrument	2021-0590191

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237

Mortgage

Document Number	0000750234
Date	Oct 28, 2021
Instrument	2021-0750234

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237

Mortgage

Document Number	0000077642
Date	Feb 18, 2022
Instrument	2022-0077642

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	Other
Margin	3
Max Rate	13.1%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2018
Property Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237
Document Number	0000528607
Map Reference	MAP 15860
Instrument Date	Nov 16, 2018
Instrument	2018-0528607
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1187 TUSCANY CT, ENCINITAS, CA 92024-2237

Mortgage

Document Number	0000528608
Date	Dec 27, 2018
Instrument	2018-0528608

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,543,044 (+2%) Land $1,621,404 Building $921,640
2025	$28,270.00 (+6.27%)	$2,493,181 (+4.04%) Land $1,589,612 Building $903,569
2023	$26,603.00 (+2.08%)	$2,396,370 Land $1,527,887 Building $868,483
2022	$26,060.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Ting Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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