1187 Turtle Island Rd, Lady Lake, FL 32159 Property Records

Lake County property record for 1187 Turtle Island Rd, Lady Lake, FL 32159

Property Summary

Property TypeResidential Vacant Land
Lot Size0.092 acres (4,025 sqft)
Owner2 Individual Names on File
Last Sale$278,600 (Mar 2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN19-18-24-0012-000-17600

Property Details

APN / Parcel Number

Primary APN19-18-24-0012-000-17600
Alternative APNs
  • 241819001200017600
  • 3952514

Exterior

Lot Area4,025 sqft (0.092 acres)

Location & Zoning

Account Number3952514
Street Address1187 TURTLE ISLAND RD
CityLADY LAKE
StateFL
Zip32159-0119
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHAMMOCK OAKS PHASE 1C PB 83 PG 12 LOT 176
Legal SubdivisionHAMMOCK OAKS PHASE 1C
Legal Lot Number176
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2007
Census Tract30407

Owner

1187 Turtle Island Rd, residential vacant land, is owned and occupied by two individuals who bought it in March 2026.

Source: Lake County records, as of April 10, 2026

Owner of Record2 Individual Names on File
Mailing Address1187 TURTLE ISLAND RD, LADY LAKE, FL 32159-0119
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Special Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Oct 16, 2025Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2026 · Amount on File
Deed SaleMar 30, 2026 · Amount on File
Prior SaleOct 16, 2025 · Amount on File
Deed Document Number202638071
Deed Book / Page6709 / 644
Record UpdatedOct 29, 2026

March 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateMar 30, 2026
Property Address1187 TURTLE ISLAND RD, LADY LAKE, FL 32159-0119
Document Number0067090644
Book / Page6709 / 644
Map ReferenceMB 83 PG 12
Instrument DateMar 27, 2026
Instrument2026038071
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,950.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1187 TURTLE ISLAND RD, LADY LAKE, FL 32159-0119

Mortgage

Document Number0006709646
DateMar 30, 2026
Instrument6709/646
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateOct 16, 2025
Property Address1187 TURTLE ISLAND RD, LADY LAKE, FL 32159-0119
Document Number0066151329
Book / Page6615 / 1329
Map ReferenceMB 83 PG 12
Instrument DateOct 14, 2025
Instrument2025127916
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
Tax$919.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLady Lake Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$65,000 Land $65,000$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1187 Turtle Island Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1187 Turtle Island Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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