TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants, 205
Address
1187 SIBONEY ST, SAINT CLOUD, FL 34771-7567
Mortgage
Document Number
0000049132,
Date
Apr 14, 2026
Book Page
6954/2372
Instrument
202649132
Lender
Name
LAKEVIEW COMMUNITY CAPITAL LLC
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Rate Type
Fixed Rate
Rate
6.11%
Initial Type
Fixed Rate
Max Rate
-1%
April 2026: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OSCEOLA FL
Recording Date
Apr 14, 2026
Property Address
1187 SIBONEY ST, SAINT CLOUD, FL 34771-7567
Document Number
0069542372
Book / Page
6954 / 2372
Instrument Date
Apr 7, 2026
Instrument
202649132
Transaction Type
Mortgage
Record Updated
Jul 12, 2026
Title Company
TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants, 205
Address
1187 SIBONEY ST, SAINT CLOUD, FL 34771-7567
Mortgage
Document Number
0000049132,
Date
Apr 14, 2026
Book Page
6954/2372
Instrument
202649132
Lender
Name
LAKEVIEW COMMUNITY CAPITAL LLC
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Rate Type
Fixed Rate
Rate
6.11%
Initial Type
Fixed Rate
Max Rate
-1%
September 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
OSCEOLA FL
Recording Date
Sep 16, 2019
Property Address
1187 SIBONEY ST, SAINT CLOUD, FL 34771-7567
Document Number
0055892394
Book / Page
005589 / 002394
Instrument Date
Sep 5, 2019
Instrument
118780
Transaction Type
Transfer
Record Updated
Sep 26, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$0.70
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
1187 SIBONEY ST ST CLOUD FL 347717567, ST CLOUD, FL 34771-7567
June 2019: Grant Deed, Subdivision Related Transfer
Document Type
Grant Deed
Jurisdiction
OSCEOLA FL
Recording Date
Jun 28, 2019
Property Address
1187 SIBONEY ST, SAINT CLOUD, FL 34771-7567
Document Number
0055490485
Book / Page
005549 / 000485
Instrument Date
Jun 27, 2019
Instrument
83967
Transaction Type
Subdivision Related Transfer
Record Updated
Jul 11, 2019
Title Company
M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,312.34
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1187 SIBONEY ST ST CLOUD FL 347717567, ST CLOUD, FL 34771-7567
Mortgage
Document Number
55490487
Date
Jun 28, 2019
Book Page
005549/000487
Instrument
83968
Lender
Name
M&I FIN'L
Type
Funding / Finance Company
Address
COLUMBUS, OH 43219
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 27, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 1187 Siboney St was $5,443, up 36.1% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Osceola County
Unified School District
Osceola County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,443.00 (+36.08%)
$382,300Land $75,000Building $307,300
$382,300Land $75,000Building $307,300
2024
$4,000.00 (+2.12%)
2023
$3,917.00 (+4.12%)Homeowner's exemption
$276,127 (+3%)
$380,700 (+20.93%)Land $60,000Building $320,700
2022
$3,762.00Homeowner's exemption
$268,085
$314,800Land $50,000Building $264,800
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1187 Siboney St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 330 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
330 in force
Nearby Flood Claims
18 (2004–2022)
Claims Outside the SFHA
1 of 18
Most Recent Claim
Oct 2022 · Hurricane Ian
Claims by Event
Hurricane Ian, Oct 2022 · 2 claims
Hurricane Ian, Sep 2022 · 5 claims
Hurricane Frances, Sep 2004 · 6 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1187 Siboney St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 72% of the US · above 55% of Florida
Wildfire Likelihood
0.3% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source
Groundwater
Last State Inspection
Jan 2025
Also Mapped Here
TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025