1187 S Silverado St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1187 S Silverado St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,532 sqft · built 2000
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$143,860 (Jul 2000)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-24-948`

Property Details

APN / Parcel Number

Primary APN	`304-24-948`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,200 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces
Pool Area	390 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1187 S SILVERADO ST
City	GILBERT
State	AZ
Zip	85296-0924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SETTLERS CROSSING MCR 497-17
Legal Range	06E
Legal Township	01S
Legal Section	19
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	SETTLERS CROSSING
Legal Lot Number	81
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1006
Census Tract	814400

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Sep 7, 2022	Beneficiary Deed, Transfer
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2000 · Amount on Record
Deed Sale	Jul 17, 2000 · Amount on Record
Deed Document Number	0000542258
Deed Book / Page	304
Last Transfer Date	Sep 7, 2022
Transfer Doc	0000695746
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924

Mortgage

Document Number	0000492045
Date	May 3, 2021
Instrument	20210492045

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924

Mortgage

Document Number	0000538415
Date	Oct 17, 2023
Instrument	20230538415

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 7, 2022
Property Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924
Document Number	0000695746
Map Reference	MB 497 PG 17
Instrument Date	Sep 7, 2022
Instrument	20220695746
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 S SILVERADO ST, GILBERT, AZ 85296-0924

Mortgage

Document Number	0000473119
Date	Jun 24, 2019
Instrument	20190473119

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,720 (-0.63%)	$457,200 (-0.63%) Land $91,400 Building $365,800
2025	$1,653.00 (+3.31%)
2024		$46,010	$460,100 Land $92,000 Building $368,100
2023	$1,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber, Verizon.

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