Oakland County property record for 1187 N Stephen Ave, Clawson, MI 48017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,121 sqft · built 1955 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Oct 2007) |
| Tax Bill | $5,998 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-33-133-034 |
| Primary APN | 16-20-33-133-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,121 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Basement Area | 951 sqft |
| Unfinished Basement | 951 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 108 ft deep x 55 ft wide |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1187 N STEPHEN AVE |
|---|---|
| City | CLAWSON |
| State | MI |
| Zip | 48017-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 33 ROSENBLUM'S REPLAT LOT 46 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 33 |
| Legal Subdivision | ROSENBLUMS REPLAT |
| Legal Lot Number | 46 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | CLAWSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 180000 |
Source: Oakland County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1187 N STEPHEN AVE, CLAWSON, MI 48017-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional with PMI MICHIGAN FIRST CU |
| Aug 2, 2018 | Loan Modification, Mortgage INDEPENDENT BK |
| Feb 12, 2018 | Loan Modification, Mortgage INDEPENDENT BK |
| Feb 6, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage INDEPENDENT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2007 · Amount on Record |
| Deed Sale | Oct 23, 2007 · Amount on Record |
| Deed Document Number | 2007225185 |
| Deed Book / Page | 39689 / 482 |
| Prior Transfer Date | Mar 4, 2004 |
| Prior Transfer Doc | 0334600750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1187 N STEPHEN AVE, CLAWSON, MI 48017-1226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1187 N STEPHEN AVE, CLAWSON, MI 48017-1226 |
| Document Number | 0000426853 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 58019/359 |
| Instrument | 426853 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1187 N STEPHEN AVE, CLAWSON, MI 48017-1226 |
| Document Number | 0000167187 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1187 N STEPHEN AVE CLAWSON MI 480171226, CLAWSON, MI 48017-1226 |
| Document Number | 0000167187 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 053356/000150 |
| Instrument | 167187 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LATHRUP VILLAGE, MI 48076 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1187 N STEPHEN AVE, CLAWSON, MI 48017-1226 |
| Document Number | 0000136151 |
| Instrument Date | Aug 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1187 N STEPHEN AVE CLAWSON MI 480171226, CLAWSON, MI 48017-1226 |
| Document Number | 0000136151 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 052098/000710 |
| Instrument | 136151 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1187 N STEPHEN AVE, CLAWSON, MI 48017-1226 |
| Document Number | 0000036449 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1187 N STEPHEN AVE CLAWSON MI 480171226, CLAWSON, MI 48017-1226 |
| Document Number | 0000036449 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 051616/000196 |
| Instrument | 36449 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 7, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 6, 2018 |
| Property Address | 1187 N STEPHEN AVE, CLAWSON, MI 48017-1226 |
| Book / Page | 051537 / 000453 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 19435 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1187 N STEPHEN AVE CLAWSON MI 480171226, CLAWSON, MI 48017-1226 |
| Document Number | 0000019435 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 051537/000453 |
| Instrument | 19435 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Clawson City |
| Unified School District | Clawson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,998.00 (+2.16%) Homeowner's exemption | $231,460 (+12.97%) | $462,920 (+12.97%) |
| 2024 | $5,871.00 (+10.59%) | ||
| 2023 | $204,880 | $409,760 | |
| 2021 | $5,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAWSON serves 11,825 people · EPA ID MI0001440 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures