1187 N FM 2645, Ector, TX 75439 Property Records

Fannin County property record for 1187 N FM 2645, Ector, TX 75439

Property Summary

Property Type	Rural Home
Details	1,600 sqft
Lot Size	46.7 acres (2,036,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$558,600 (Oct 2026)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone A (high risk)
APN	`0132-005-0000-06`

Property Details

APN / Parcel Number

Primary APN	`0132-005-0000-06`
Alternative APN	`71679`

Interior

Full Baths	1 Bath
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Lot Area	2,036,735 sqft (46.7 acres)
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0132-005-0000-06
Street Address	1187 N FM 2645
City	ECTOR
State	TX
Zip	75439
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0132 BBB & CRR CO, ACRES 46.757
Legal Subdivision	THE B B & C R R CO SUREY ABSTRACT NO 132
Jurisdiction	FANNIN TX
Township / Civil Division	ECTOR
Census Block Group	2
Census Block	2039
Census Tract	950300

Owner

Source: Fannin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3190 RECREATIONAL RD 3, 3, BONHAM, TX 75418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	20266551
Prior Transfer Date	Sep 22, 2005
Prior Transfer Doc	1181/0521
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	Oct 7, 2026
Property Address	1187 N FM 2645, ECTOR, TX 75439
Document Number	0000006551
Instrument Date	Oct 7, 2026
Instrument	20266551
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	MAIN STREET TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006552,
Date	Oct 7, 2026
Instrument	20266552

Lender

Name	LEGEND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 7, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Ector Independent School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00 (+555.9%) Homeowner's exemption Senior Citizen's exemption	$926,370 (+285.28%) Land $720,050 Building $206,320	$926,370 (+23.5%) Land $720,050 Building $206,320
2024	$483.00 (-77.53%)
2023		$240,441	$750,070 Land $531,010 Building $219,060
2018	$2,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N FM 2645

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