1187 Moss Bluff, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1187 Moss Bluff, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,050 sqft · built 2013
Lot Size	0.41 acres (17,860 sqft)
Owner	Trust Name on File
Last Sale	$95,000 (Apr 2012)
Tax Bill	$3,399 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`557-13-00-042`

Property Details

APN / Parcel Number

Primary APN	`557-13-00-042`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,050 sqft Living Area
1st Floor Area	2,529 sqft
Upper Floors Area	1,521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	173 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	284 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1187 MOSS BLF
City	MOUNT PLEASANT
State	SC
Zip	29464-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SNEE FARM DESCRIPTION -LOT 113 BLOCK H
Legal Subdivision	SNEE FARM
Legal Block	H
Legal Lot Number	113
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2000
Census Tract	4612

Owner

1187 Moss Bluff is owner-occupied and held in a trust since February 2014.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	1187 MOSS BLF, MOUNT PLEASANT, SC 29464-9253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BANK
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BK NA
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2012 · Amount on File
Deed Sale	Apr 20, 2012 · Amount on File
Deed Book / Page	246 / 772
Last Transfer Date	Feb 12, 2014
Transfer Doc	0390/0828
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1187 MOSS BLF, MOUNT PLEASANT, SC 29464-9253
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 MOSS BLF, MT PLEASANT, SC 29464-9253

Mortgage

Document Number	0012070854
Date	Oct 11, 2023
Book Page	1207/854

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1187 MOSS BLF, MOUNT PLEASANT, SC 29464-9253
Document Number	0910/0107
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1187 MOSS BLF MOUNT PLEASANT SC 294649253, MOUNT PLEASANT, SC 29464-9253

Mortgage

Document Number	0910/0107
Date	Aug 27, 2020
Book Page	000910/000107

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1187 MOSS BLF, MOUNT PLEASANT, SC 29464-9253
Document Number	0852/0480
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1187 MOSS BLF MOUNT PLEASANT SC 294649253, MOUNT PLEASANT, SC 29464-9253

Mortgage

Document Number	0852/0480
Date	Jan 13, 2020
Book Page	000852/000480

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CHARLESTON, SC 29401-3508

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 12, 2030

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1187 MOSS BLF, MOUNT PLEASANT, SC 29464-9253
Document Number	0843/0629
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1187 MOSS BLF MOUNT PLEASANT SC 294649253, MOUNT PLEASANT, SC 29464-9253

Mortgage

Document Number	0843/0629
Date	Dec 3, 2019
Book Page	000843/000629

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1187 Moss Bluff was $3,399, up 12.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,399.00 (+12.55%)	$886,477 (+2,775.37%) Land $131,191 Building $755,286	$1,500,000 Land $350,000 Building $1,150,000
2024	$3,020.00	$30,830
2022	$2,793.00	$30,830	$946,000 Land $140,000 Building $806,000
2020			$946,000 Land $140,000 Building $806,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1187 Moss Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 units insured incl. 8 condo units
Nearby Flood Claims	39 (1979–2019)
Claims Outside the SFHA	14 of 39
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1187 Moss Bluff is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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