Grayson County property record for 1187 Harrell Rd, Howe, TX 75459
| Property Type | Single Family Home |
|---|---|
| Details | 2,492 sqft · built 2023 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $618,450 (Jun 2026) |
| Tax Bill | $8,428 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 226 8179009 |
| Primary APN | 226 8179009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,492 sqft Living Area |
| Gross Area | 3,269 sqft |
| 1st Floor Area | 2,492 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 554 sqft |
| Street Address | 1187 HARRELL RD |
|---|---|
| City | HOWE |
| State | TX |
| Zip | 75459-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EARNHARTBUILTS 6TH ADDITION, LOT 9, ACRES 5.0 |
| Legal Subdivision | EARNHARTBUILTS 6TH ADDITION |
| Legal Lot Number | 9 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1801 |
Source: Grayson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1187 HARRELL RD, HOWE, TX 75459-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 5, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 13, 2022 | Vendor's Lien, Transfer · Commercial Mortgage TEXAS REPUBLIC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Deed Document Number | 202614251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1187 HARRELL RD, HOWE, TX 75459-3419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Title Company | GRANT COUNTY TITLE, GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3990W W FM 922, VALLEY VIEW, TX 76272-4731 |
| Document Number | 0000020240 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2023-20240 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jun 5, 2026 |
| Property Address | 1187 HARRELL RD, HOWE, TX 75459-3419 |
| Document Number | 0000014251 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202614251 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1187 HARRELL RD, HOWE, TX 75459-3419 |
| Document Number | 0000014252, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202614252 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Apr 13, 2022 |
| Property Address | 1187 HARRELL RD, HOWE, TX 75459-3419 |
| Document Number | 0000012610 |
| Map Reference | DOC 2022-32 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022-12610 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | GRANT COUNTY TITLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1147, HOWE, TX 75459-1147 |
| Document Number | 0000012611 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022-12611 |
| Name | TEXAS REPUBLIC BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 7, 2023 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Howe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,428.00 (+18.45%) | $623,919 (+256.53%) | $623,926 (+256.53%) Land $225,000 Building $398,926 |
| 2024 | $7,115.00 (+157.7%) | ||
| 2023 | $175,000 Land $175,000 | $175,000 Land $175,000 | |
| 2022 | $2,761.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2006–2022) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Nov 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUELLA SUD serves 4,200 people · EPA ID TX0910032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grayson Collin Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
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