Putnam County property record for 1187 Harmons Creek Rd, Poca, WV 25159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1999 |
| Lot Size | 3.36 acres (146,362 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $902 (2026) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-198-0008.0006 |
| Primary APN | 08-198-0008.0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 2,592 sqft |
| Family Room | Family Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 146,362 sqft (3.36 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00032479 |
|---|---|
| Street Address | 1187 HARMONS CREEK RD |
| City | POCA |
| State | WV |
| Zip | 25159-6763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.36 ACRES |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20500 |
1187 Harmons Creek Rd is owned and occupied by two individuals.
Source: Putnam County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1187 HARMONS CREEK RD, POCA, WV 25159-6763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Feb 28, 2022 |
| Property Address | 1187 HARMONS CREEK RD, POCA, WV 25159-6763 |
| Document Number | 000604/113 |
| Book / Page | 604 / 113 |
| Map Reference | DB 173 PG 483 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 005208540004 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1187 HARMONS CREEK RD, 1187, POCA, WV 25159-6763 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1187 HARMONS CREEK RD, POCA, WV 25159-6763 |
The 2026 property tax bill for 1187 Harmons Creek Rd was $902, up 5.7% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $902.00 (+5.74%) | $72,120 (+6.84%) Land $22,620 Building $49,500 | $120,200 (+6.84%) Land $37,700 Building $82,500 |
| 2025 | $853.00 | $67,500 Land $20,520 Building $46,980 | $112,500 Land $34,200 Building $78,300 |
| 2023 | $703.00 (-0.28%) | $57,900 (-1.03%) Land $20,520 Building $37,380 | $96,500 (-1.03%) Land $34,200 Building $62,300 |
| 2022 | $705.00 | $58,500 Land $21,480 Building $37,020 | $97,500 Land $35,800 Building $61,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1187 Harmons Creek Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1997–2021) |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1187 Harmons Creek Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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