Lunenburg County property record for 1187 Gigg Rd, Dundas, VA 23938
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,796 sqft · built 1981 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Feb 2026) |
| Tax Bill | $849 (2026) |
| Deeds & Mortgages | Sep 2017 Refinance Jul 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061 0A0 21A |
| Primary APN | 061 0A0 21A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,796 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Account Number | 8737 |
|---|---|
| Street Address | 1187 GIGG RD |
| City | DUNDAS |
| State | VA |
| Zip | 23938-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | STONEY CREEK 3.20 AC |
| Legal Subdivision | STONEY CREEK |
| Jurisdiction | LUNENBURG VA |
| Township / Civil Division | BEAVER CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 930300 |
1187 Gigg Rd is owned by two individuals who bought it in February 2026.
Source: Lunenburg County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1187 BIGG RD, DUNDAS, VA 23938 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 7, 2011 | Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Oct 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| May 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| May 8, 2025 | Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK |
| Feb 19, 2026 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Deed Document Number | 2026203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Property Address | 1187 GIGG RD, DUNDAS, VA 23938-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 000396/806 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 396/806 |
| Instrument | 170001062 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 132 Months |
| Due | Sep 1, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Property Address | 1187 GIGG RD, DUNDAS, VA 23938-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200000779 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 200000779 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Property Address | 1187 GIGG RD, DUNDAS, VA 23938-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000358/527 |
|---|---|
| Date | Oct 7, 2011 |
| Book Page | 358/527 |
| Instrument | 110000984 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Property Address | 1187 GIGG RD, DUNDAS, VA 23938-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0240001093 |
|---|---|
| Date | Oct 10, 2024 |
| Instrument | 240001093 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Property Address | 1187 GIGG RD, DUNDAS, VA 23938-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0240000531 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 240000531 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Property Address | 1187 GIGG RD, DUNDAS, VA 23938-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250000460 |
|---|---|
| Date | May 8, 2025 |
| Instrument | 250000460 |
| Name | BENCHMARK COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 5, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LUNENBURG VA |
| Recording Date | Feb 19, 2026 |
| Property Address | 1187 GIGG RD, DUNDAS, VA 23938-2305 |
| Document Number | 0260000203 |
| Map Reference | MB 154 PG 646 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 260000203 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1187 BIGG RD, DUNDAS, VA 23938 |
| Document Number | 0260000204 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 260000204 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 1187 Gigg Rd was $849, up 12.2% from the year before.
Source: Lunenburg County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lunenburg County |
| Unified School District | Lunenburg County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $849.00 (+12.15%) | $229,600 (-) Land $22,900 Building $206,700 | $229,600 (-) Land $22,900 Building $206,700 |
| 2025 | $757.00 | $229,600 Land $22,900 Building $206,700 | $229,600 Land $22,900 Building $206,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1187 Gigg Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1187 Gigg Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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