1187 E Ruth Ave, Flint, MI 48505 Property Records

Genesee County property record for 1187 E Ruth Ave, Flint, MI 48505 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2007
Square Footage1,158 sqft Living Area
Lot Size16,335 sqft (0.375 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2021)
Tax Bill$1,075.00 (2025)

Property Details

APN / Parcel Number

Primary APN47-30-254-038

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,158 sqft Living Area
1st Floor1,158 sqft 1st Floor
Basement Area1,158 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area16,335 sqft (0.375 acres)
Depth X Width104 ft x 157 ft Depth x Width

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1187 E RUTH AVE
CityFLINT
StateMI
Zip48505-2320
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROSEMONT LOTS 413, 414, 415 AND 416 COMBINED ON 10/24/2019 FROM 47-30-254-025, 47-30-254-026, 47-30-254-029, 47-30-254-032;
Legal SubdivisionROSEMONT
Legal Lot Number413-415
JurisdictionGENESEE MI
Minor Civil DivisionFLINT
Census Blockgroup2
Census Block2013
Census Tract1700

Owner

Source: Genesee County records · APN 47-30-254-038

Assessment roll updated October 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1187 E RUTH AVE, FLINT, MI 48505-2320
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Nov 03, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MID-AMERICAN MORTGAGE INC
Sep 02, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MID-AMERICAN MORTGAGE INC
Oct 11, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 11, 2021 · Amount on Record
Deed SaleOct 11, 2021 · Amount on Record
Prior SaleNov 26, 2007 · Amount on Record
Deed Doc Number202180437
Prior Transfer DateJul 26, 2019
Prior Transfer Doc0000051155
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Recording DateJun 15, 2026
Property Address1187 E RUTH AVE, FLINT, MI 48505-2320
Document Number0000037310
Instrument DateMay 29, 2026
Instrument202637310
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1187 E RUTH AVE, FLINT, MI 48505-2320

Mortgage

Document Number0000037310,
DateJun 15, 2026
Instrument202637310
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term303 Months
DueSep 01, 2051
Interest
Rate6.3%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1187 E RUTH AVE, FLINT, MI 48505-2320
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6076 DORT HWY, GRAND BLANC, MI 48439-8100

Mortgage

Document Number0000085306
DateNov 03, 2021
Instrument202111030085306
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueSep 01, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1187 E RUTH AVE, FLINT, MI 48505-2320
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6076 DORT HWY, GRAND BLANC, MI 48439-8100

Mortgage

Document Number0000071856
DateSep 02, 2021
Instrument202109020071856
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateOct 11, 2021
Property Address1187 E RUTH AVE, FLINT, MI 48505-2320
Document Number0000080437
Map ReferenceLB 6 PG 29
Instrument DateAug 27, 2021
Instrument202110110080437
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

AmountAmount Recorded
Tax$731.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1187 E RUTH AVE, 1187, FLINT, MI 48505-2320

Transferred To (Grantee/Buyer)

NameVerified Name
Address6076 DON HIGHWAY, GRAND BLANC, MI 48439

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityFlint City
Unified School DistrictFlint City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,075.00 (-8.51%) Homeowner's exemption$36,800 (+77.78%)$73,600 (+77.78%)
2024$1,175.00
2023$20,700$41,400

Flood & Wildfire

1187 E Ruth Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Genesee County (26049C), updated February 19, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
3rd percentile of exposed land nationally · 7th in Michigan
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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