1187 228th Ave, Luck, WI 54853 Property Records

Polk County property record for 1187 228th Ave, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,900 (Jun 2019)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Mar 2014 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-00222-1300`

Property Details

APN / Parcel Number

Primary APN	`026-00222-1300`

Exterior

Lot Area	137,650 sqft (3.16 acres)

Location & Zoning

Street Address	1187 228TH AVE
City	LUCK
State	WI
Zip	54853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 CSM #5042 V22 PG 149 (707193) A DIVISION LOT 12 CSM #5000 V22 PG 107 LOC GOV LOT 1
Legal Lot Number	13
Jurisdiction	POLK WI
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1025
Census Tract	960302

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1187 228TH AVE, LUCK, WI 54853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2014	Deed of Trust, Mortgage ROYAL CREDIT UNION
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Oct 1, 2008	Warranty Deed, Transfer
Sep 6, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	872654
Record Updated	Jun 8, 2026

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1187 228TH AVE, LUCK, WI 54853-9200
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000818583
Date	Mar 24, 2014
Instrument	818583

Lender

Name	ROYAL CREDIT UNION
Address	EAU CLAIRE, WI 54703

Agreement

Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1187 228TH AVE, LUCK, WI 54853-9200
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000898263
Date	Jul 2, 2021
Instrument	898263

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

October 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 1, 2008
Property Address	1187 228TH AVE, LUCK, WI 54853-9200
Document Number	0000749900
Instrument Date	Sep 29, 2008
Instrument	00749900
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$274.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2286 120TH ST, LUCK, WI 54853-2823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2286 120TH ST, LUCK, WI 54853-2823

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Sep 6, 2006
Property Address	1187 228TH AVE, LUCK, WI 54853-9200
Document Number	00993/0946
Book / Page	0993 / 0946
Instrument Date	Sep 1, 2006
Instrument	00721970
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$306.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1846 127TH ST, BALSAM LAKE, WI 54810-2945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 N 25TH AVE W, DULUTH, MN 55806-1557

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Georgetown Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,553.00 (+7.33%)	$190,200 (+33.47%) Land $30,800 Building $159,400	$195,700 (+21.7%) Land $31,691 Building $164,009
2023	$1,447.00 (-3.08%)	$142,500 (+33.93%) Land $30,700 Building $111,800	$160,800 (+8.94%)
2022	$1,493.00	$106,400 Land $20,500 Building $85,900	$147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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