11869 Oracle Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 11869 Oracle Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,696 sqft · built 2001
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jul 2026)
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023-470-049-000`

Property Details

APN / Parcel Number

Primary APN	`023-470-049-000`
Alternative APN	`23-470-49-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Lot Area	12,197 sqft (0.28 acres)
Terrain	Steep
View / Lot	Average
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,696 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	23-470-49-000
Street Address	11869 ORACLE DR
City	GRASS VALLEY
State	CA
Zip	95949-6770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 45 ALTA SIERRA ESTS #20
Legal Subdivision	ALTA SIERRA ESTS #20
Legal Lot Number	45
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3000
Census Tract	102

Owner

11869 Oracle Dr is owned by two individuals who bought it in July 2026.

Source: Nevada County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 HENDERSON ST, GRASS VALLEY, CA 95945-7310
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Grant Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Jul 13, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Dec 1, 2021	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 21, 2018	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Feb 21, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Jul 13, 2026 · Amount on File
Deed Document Number	202611140
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0000003140
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 13, 2026
Property Address	11869 ORACLE DR, GRASS VALLEY, CA 95949-6770
Document Number	0000011140
Instrument Date	Jul 1, 2026
Instrument	202611140
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,661.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	429 HENDERSON ST, GRASS VALLEY, CA 95945-7310

Mortgage

Document Number	0000011141,
Date	Jul 13, 2026
Instrument	202611141

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000011142,
Date	Jul 13, 2026
Instrument	202611142

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Sep 8, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 13, 2026
Property Address	11869 ORACLE DR, GRASS VALLEY, CA 95949-6770
Document Number	0000011139
Instrument Date	Jun 5, 2026
Instrument	202611139
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Tax	$56,661.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 1, 2021
Property Address	11869 ORACLE DR, GRASS VALLEY, CA 95949-6770
Document Number	0000037773
Map Reference	MB 3 PG 45
Instrument Date	Nov 16, 2021
Instrument	20210037773
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11869 ORACLE DR, GRASS VALLEY, CA 95949-6770

Mortgage

Document Number	0000037774
Date	Dec 1, 2021
Instrument	20210037774

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11869 ORACLE DR, GRASS VALLEY, CA 95949-6770
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011493
Date	May 28, 2020
Instrument	20200011493

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 21, 2018
Property Address	11869 ORACLE DR, GRASS VALLEY, CA 95949-6770
Document Number	0000003139
Map Reference	MB3 PG45
Instrument Date	Feb 15, 2018
Instrument	20180003139
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11869 ORACLE DR, GRASS VALLEY, CA 95949-6770

Mortgage

Document Number	0000003141
Date	Feb 21, 2018
Instrument	20180003141

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 21, 2018
Property Address	11869 ORACLE DR, GRASS VALLEY, CA 95949-6770
Document Number	0000003140
Instrument Date	Feb 15, 2018
Instrument	3140
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11869 ORACLE DR GRASS VALLEY CA 959496770, GRASS VALLEY, CA 95949-6770

Tax Assessment & Valuation

The 2025 property tax bill for 11869 Oracle Dr was $4,831, up 2.2% from the year before.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,900 (+1.98%) Land $68,400 Building $376,500
2025	$4,831.00 (+2.2%)	$436,254 Land $67,116 Building $369,138
2024	$4,727.00 (+0.13%)
2023	$4,721.00 (-5.5%)	$427,700 Land $65,800 Building $361,900	$462,240
2022	$4,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11869 Oracle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11869 Oracle Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

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