Howard County property record for 11866 Simpson Rd, Clarksville, MD 21029
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,601 sqft · built 1998 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Oct 2021) |
| Tax Bill | $14,113 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-425654 |
| Primary APN | 05-425654 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,601 sqft Total Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 314 sqft |
| Deck Area | 428 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 425654 |
|---|---|
| Street Address | 11866 SIMPSON RD |
| City | CLARKSVILLE |
| State | MD |
| Zip | 21029-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRDEO |
| Legal Description | LOT 2 1.078 A 11866 SIMPSON RD R/W EASTERN VIEW |
| Legal Subdivision | EASTERN VIEW PRCL A |
| Legal Block | 9999 |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 605106 |
11866 Simpson Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11866 SIMPSON RD, CLARKSVILLE, MD 21029-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 6, 2021 | Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Jun 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Apr 13, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Prior Sale | Aug 12, 2016 · Amount on File |
| Deed Book / Page | 20987 / 213 |
| Prior Transfer Date | Feb 23, 2007 |
| Prior Transfer Doc | 0105640135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11866 SIMPSON RD, CLARKSVILLE, MD 21029-1717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0214220200 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 21422/200 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11866 SIMPSON RD, CLARKSVILLE, MD 21029-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0205850178 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 20585/178 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 6, 2021 |
| Property Address | 11866 SIMPSON RD, CLARKSVILLE, MD 21029-1717 |
| Document Number | 0209870213 |
| Book / Page | 20987 / 213 |
| Map Reference | PL MDR 12457 |
| Instrument Date | Jun 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE INSURANCE, OLD REPUBLIC NATL TTL INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11866 SIMPSON RD, CLARKSVILLE, MD 21029-1717 |
| Document Number | 20987220 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 20987/220 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11866 SIMPSON RD, CLARKSVILLE, MD 21029-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0190630405 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 19063/405 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11866 SIMPSON RD, CLARKSVILLE, MD 21029-1717 |
| Document Number | 0182570001 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11866 SIMPSON RD CLARKSVILLE MD 210291717, CLARKSVILLE, MD 21029-1717 |
| Document Number | 0182570001 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 018257/000001 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11866 SIMPSON RD, CLARKSVILLE, MD 21029-1717 |
| Document Number | 0176440309 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 11866 SIMPSON RD CLARKSVILLE MD 210291717, CLARKSVILLE, MD 21029-1717 |
| Document Number | 0176440309 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 017644/000309 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 11866 Simpson Rd was $14,113, up 6.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,113.00 (+6.68%) | $987,700 (+6.63%) | $1,110,500 (+19.89%) Land $366,900 Building $743,600 |
| 2025 | $13,229.00 (+6.45%) | $926,300 Land $276,900 Building $649,400 | $926,300 Land $276,900 Building $649,400 |
| 2024 | $12,428.00 | ||
| 2023 | $808,367 | $926,300 Land $276,900 Building $649,400 | |
| 2022 | $8,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11866 Simpson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11866 Simpson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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