Calvert County property record for 11865 Highview Cir, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,316 sqft · built 1963 |
| Lot Size | 0.701 acres (30,573 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Nov 2007) |
| Tax Bill | $2,894 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-086626 |
| Primary APN | 01-086626 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,316 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,573 sqft (0.701 acres) |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 086626 |
|---|---|
| Street Address | 11865 HIGHVIEW CIR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 17R SEC 4F CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 17R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 861003 |
11865 Highview Cir is owned and occupied by two individuals who bought it in November 2007.
Source: Calvert County records, as of August 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11865 HIGHVIEW CIR, LUSBY, MD 20657-2596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE INC |
| Mar 3, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jan 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Jan 10, 2017 | Deed of Trust, Mortgage JG WENTWORTH LNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2007 · Amount on File |
| Deed Sale | Nov 29, 2007 · Amount on File |
| Prior Sale | Mar 1, 2004 · Amount on File |
| Deed Document Number | 200781166 |
| Deed Book / Page | 3089 / 310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 18, 2026 |
| Property Address | 11865 HIGHVIEW CIR, LUSBY, MD 20657-2596 |
| Document Number | 6951000118 |
| Book / Page | 6951 / 118 |
| Instrument Date | Aug 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LIGHTHOUSE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 11865 HIGHVIEW CIR, LUSBY, MD 20657-2596 |
| Document Number | 6951000118, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 6951/118 |
| Name | MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 11865 HIGHVIEW CIR, LUSBY, MD 20657-2596 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062310260 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 6231/260 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 11865 HIGHVIEW CIR, LUSBY, MD 20657-2596 |
| Document Number | 0055230164 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11865 HIGHVIEW CIR LUSBY MD 206572596, LUSBY, MD 20657-2596 |
| Document Number | 0055230164 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 005523/000164 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 4, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 11865 HIGHVIEW CIR, LUSBY, MD 20657-2596 |
| Document Number | 0050020424 |
| Book / Page | 005002 / 000424 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11865 HIGHVIEW CIR LUSBY MD 206572596, LUSBY, MD 20657-2596 |
| Document Number | 0050020424 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 005002/000424 |
| Name | JG WENTWORTH LNDG LLC |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 31, 2032 |
The 2025 property tax bill for 11865 Highview Cir was $2,894 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,300 Land $55,200 Building $190,100 | $245,300 Land $55,200 Building $190,100 | |
| 2025 | $2,894.00 | ||
| 2023 | $2,001.00 Homeowner's exemption | $192,600 Land $55,200 Building $137,400 | $192,600 Land $55,200 Building $137,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11865 Highview Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11865 Highview Cir is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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