11863 129th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 11863 129th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1970
Lot Size	0.155 acres (6,756 sqft)
Owner	Individual Name on Record
Last Sale	$282,400 (Feb 2023)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8368-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8368-5`
Alternative APNs	`09-30-15-55728-000-0690` `301509557280000690` `153009557280000690` `R101627`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,246 sqft
1st Floor Area	1,190 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,756 sqft (0.155 acres)
Lot Dimensions	113 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101627
Street Address	11863 129TH AVE
City	LARGO
State	FL
Zip	33778-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MARTIN TERRACE 1ST ADD LOT 69
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	MARTIN TERRACE 1ST ADD
Legal Tract	55728
Legal Lot Number	69
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1045
Census Tract	25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11863 129TH AVE, LARGO, FL 33778-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Apr 12, 2019	Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	202338232
Deed Book / Page	22344 / 1587
Prior Transfer Date	Jun 2, 1995
Prior Transfer Doc	9017001545
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11863 129TH AVE, LARGO, FL 33778-1524
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11863 129TH AVE, LARGO, FL 33778-1524

Mortgage

Document Number	0223131589
Date	Jan 11, 2023
Book Page	22313/1589
Instrument	2023007733

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 14, 2023
Property Address	11863 129TH AVE, LARGO, FL 33778-1524
Document Number	0223441587
Book / Page	22344 / 1587
Map Reference	MB 58 PG 8
Instrument Date	Feb 13, 2023
Instrument	2023038232
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,976.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11863 129TH AVE, LARGO, FL 33778-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 129TH AVENUE NORTH, LARGO, FL 33778

Mortgage

Document Number	0223441589
Date	Feb 14, 2023
Instrument	22344/1589

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	0223441612
Date	Feb 14, 2023
Book Page	22344/1612
Instrument	2023038234

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11863 129TH AVE, SEMINOLE, FL 33778-1524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11863 129TH AVE, LARGO, FL 33778-1524

Mortgage

Document Number	0212231749
Date	Oct 23, 2020
Book Page	21223/1749
Instrument	2020319344

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 12, 2019
Property Address	11863 129TH AVE, SEMINOLE, FL 33778-1524
Document Number	0204972597
Book / Page	20497 / 2597
Map Reference	MB 58 PG 8
Instrument Date	Apr 12, 2019
Instrument	2019114106
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PALMA TTL & RE CLOSINGS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$931.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2323 MARY SUE ST, 2323, LARGO, FL 33774-1527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11863 129TH AVE, LARGO, FL 33778-1524

Mortgage

Document Number	2019114108
Date	Apr 12, 2019
Instrument	2019114108

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (+96.6%) Homeowner's exemption	$257,448 (+78.57%)	$277,707 (+14.32%) Land $94,118 Building $183,589
2023	$2,032.00 (+13.58%) Homeowner's exemption	$144,175 (+11.65%)	$242,914 (+46.14%) Land $99,605 Building $143,309
2022	$1,789.00 Homeowner's exemption	$129,131	$166,215 Land $86,667 Building $79,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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