Monterey County property record for 11862 Saddle Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 12 bd · 11 ba · 7,280 sqft · built 1990 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $26,433 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 416-133-026-000 |
| Primary APN | 416-133-026-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 11 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 34 Rooms |
| Stories | 2 Stories |
| Building Area | 7,280 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 102,366 sqft |
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Total Buildings | 2 Buildings |
| Heating System | Central |
|---|---|
| Sewer | Septic |
| Old Parcel Number | 416-133-026 |
|---|---|
| Street Address | 11862 SADDLE RD |
| City | MONTEREY |
| State | CA |
| Zip | 93940-6653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HIDDEN HILLS ESTATES TRACT NO 980 LOT 58 2.35 AC SCENIC EASEMENT MONTEREY COUNTY R1688-1075 |
| Legal Subdivision | HIDDEN HILLS ESTATES |
| Legal Tract | 980 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 13200 |
11862 Saddle Rd is owner-occupied and held in a trust since September 2000.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11862 SADDLE RD, MONTEREY, CA 93940-6653 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 7, 2000 |
| Transfer Doc | 0000069129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 11862 SADDLE RD, MONTEREY, CA 93940-6653 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000056618 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019056618 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 11862 Saddle Rd was $26,433 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Washington Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,387,266 (+2%) Land $459,945 Building $1,927,321 | |
| 2025 | $26,433.00 Homeowner's exemption | $2,340,458 Land $450,927 Building $1,889,531 |
| 2023 | $24,457.00 (-0.73%) Homeowner's exemption | $2,249,577 Land $433,418 Building $1,816,159 |
| 2022 | $24,638.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11862 Saddle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11862 Saddle Rd is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures