11861 Lexington Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11861 Lexington Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,465 sqft · built 1990
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$465,412 (May 2009)
Tax Bill	$8,586 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-115348`

Property Details

APN / Parcel Number

Primary APN	`03-115348`
Alternative APNs	`3115348` `115348`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,465 sqft Total Area
Basement Area	1,768 sqft
Finished Basement	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Built-in
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	380 sqft
Deck Area	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	115348
Street Address	11861 LEXINGTON DR
City	DUNKIRK
State	MD
Zip	20754-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 13 CALVERT-CHASE
Legal Subdivision	CALVERT CHASE
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3004
Census Tract	860103

Owner

11861 Lexington Dr is owned and occupied by two individuals who bought it in May 2009.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11861 LEXINGTON DR, DUNKIRK, MD 20754-9261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 9, 2020	Deed of Trust, Mortgage · VA Mortgage LOANUNITEDCOM LLC
Nov 7, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2009 · Amount on File
Deed Sale	May 6, 2009 · Amount on File
Prior Sale	Jan 5, 2009 · Amount on File
Deed Document Number	200992009
Deed Book / Page	3291 / 316
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11861 LEXINGTON DR, DUNKIRK, MD 20754-9261
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11861 LEXINGTON DR, DUNKIRK, MD 20754-9261

Mortgage

Document Number	0064810001
Date	Sep 8, 2023
Book Page	6481/1

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11861 LEXINGTON DR, DUNKIRK, MD 20754-9261
Document Number	0057400002
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11861 LEXINGTON DR DUNKIRK MD 207549261, DUNKIRK, MD 20754-9261

Mortgage

Document Number	0057400002
Date	Oct 23, 2020
Book Page	005740/000002

Lender

Name	LOANUNITEDCOM LLC
Address	NORCROSS, GA 30093

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11861 LEXINGTON DR, DUNKIRK, MD 20754-9261
Document Number	0054850159
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	CAMPUS TITLE COMPANY LLC, CAMPUS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11861 LEXINGTON DR DUNKIRK MD 207549261, DUNKIRK, MD 20754-9261

Mortgage

Document Number	0054850159
Date	Dec 3, 2019
Book Page	005485/000159

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11861 Lexington Dr was $8,586 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$789,933	$819,400 Land $171,000 Building $648,400
2025	$8,586.00
2023	$6,980.00 Homeowner's exemption	$671,800	$775,200 Land $171,000 Building $604,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11861 Lexington Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11861 Lexington Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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