11860 Ringwood Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 11860 Ringwood Rd, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1982
Lot Size	4.76 acres (207,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Nov 2024)
Tax Bill	$11,071 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136-0330-010-0000`

Property Details

APN / Parcel Number

Primary APN	`136-0330-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	207,781 sqft
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	11860 RINGWOOD RD
City	WILTON
State	CA
Zip	95693-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	DE MARTIS SUBDIVISION, LOT 10
Legal Subdivision	DE MARTIS SUBDIVISION
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4012
Census Tract	9404

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11860 RINGWOOD RD, WILTON, CA 95693-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Feb 11, 2016 · Amount on Record
Deed Book / Page	20241118 / 859
Prior Transfer Date	Apr 7, 2006
Prior Transfer Doc	0000000043
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11860 RINGWOOD RD, WILTON, CA 95693-9649
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11860 RINGWOOD RD, WILTON, CA 95693-9649

Mortgage

Document Number	0000001014
Date	Jul 12, 2022
Instrument	2022071201014

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11860 RINGWOOD RD, WILTON, CA 95693-9649
Document Number	2101290179
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11860 RINGWOOD RD WILTON CA 956939649, WILTON, CA 95693-9649

Mortgage

Document Number	2101290179
Date	Jan 29, 2021
Instrument	2101290179

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2041

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	11860 RINGWOOD RD, WILTON, CA 95693-9649
Document Number	1812180982
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11860 RINGWOOD RD WILTON CA 956939649, WILTON, CA 95693-9649

Mortgage

Document Number	1812180982
Date	Dec 18, 2018
Instrument	1812180982

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2038

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,071,000 (+2%) Land $321,300 Building $749,700
2025	$11,071.00 (+58.07%)	$1,050,000 (+63.91%) Land $315,000 Building $735,000
2024	$7,004.00 (+3.2%)
2023	$6,787.00 (+1.8%)	$640,599 Land $187,740 Building $452,859
2022	$6,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50

May also be available: Zeta Broadband.

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